Finding a bank that doesn't make you want to pull your hair out is a rare win. If you live around central Long Island, you've probably driven past the TD Bank Farmingville NY location a thousand times. It sits right on Horseblock Road, usually surrounded by the chaos of North Ocean Avenue traffic.
It’s a green building. You can't miss it.
Most people stop here because of the hours. Let’s be real: TD Bank basically built its entire brand on staying open when every other bank—looking at you, Chase and BofA—has already locked their doors and gone home. But banking in Farmingville is a specific experience. It’s a mix of suburban convenience and that frantic "I need to deposit this check before the grocery store run" energy.
The Logistics of the TD Bank Farmingville NY Branch
The physical address is 2295 Horseblock Rd, Farmingville, NY 11738. If you’re coming from the LIE (Long Island Expressway), you just take Exit 63 and head north. It’s tucked into a convenient spot near the Stop & Shop, which makes it a frequent stop for people running weekend errands.
One thing you’ll notice immediately? The drive-thru.
It’s often faster than going inside, especially on Saturday mornings when the lobby gets crowded with people trying to sort out mortgage paperwork or new accounts. If you just have a quick deposit, use the outer lanes. Honestly, the indoor wait times can fluctuate wildly. Sometimes you walk right up to a teller; other times, you’re standing behind five people all trying to change their PINs at the same time.
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When to Go (and When to Avoid It)
If you value your time, avoid the Friday afternoon rush. Farmingville is a commuter hub. Between 4:00 PM and 6:00 PM on a Friday, that parking lot becomes a bit of a nightmare. The branch typically opens at 8:30 AM or 9:00 AM and stays open until 5:00 PM or 6:00 PM on weekdays, with shorter hours on weekends.
Sunday banking used to be the "big thing" for TD. While many branches have scaled back those hours recently, the Farmingville location usually maintains some level of weekend accessibility that beats the local credit unions.
What This Branch Does Differently
Most people don't realize that the Farmingville location is a "full-service" hub. This isn't just an ATM in a wall. They have dedicated offices for small business lending and wealth management.
If you're a local business owner—maybe you run a landscaping crew or a small shop in the nearby shopping centers—the commercial deposit services here are solid. They handle large cash drops without the attitude you sometimes get at smaller boutique banks. Plus, the night drop box is actually secure and well-lit, which matters if you're dropping off the day's earnings after dark.
- Currency Exchange: They do it, but call ahead. Don't just show up expecting 5,000 Euros for a trip to Italy.
- Notary Services: Usually available, but again, call to make sure the specific staff member is on-site. It’s a lifesaver when you’re dealing with property deeds.
- Safe Deposit Boxes: They have them. They're popular. If you want a small one, there might be a waitlist.
Why People Love (and Hate) This Location
Customer reviews for the TD Bank Farmingville NY branch are a mixed bag, which is typical for any high-volume retail spot. The "America’s Most Convenient Bank" slogan is a high bar to clear.
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The fans talk about the staff. There are tellers who have been there for years. They recognize the regulars. They know that your dog is in the backseat and they'll offer a biscuit through the drive-thru window. It’s that small-town feel in a very busy part of Suffolk County.
On the flip side? The wait times for a "Personal Banker" can be brutal. If you need to open a high-yield savings account or dispute a fraudulent charge, don't expect to be in and out in ten minutes. You’re better off making an appointment through the TD mobile app. It’s 2026—walking in cold for a complex issue is just asking for a long wait on one of those uncomfortable lobby chairs.
The Death of the Penny Press
We have to talk about the Penny Press (the "Penny Arcades"). For years, TD Bank was the place where you’d take your gallon jar of loose change and get it counted for free. That’s mostly a thing of the past now due to some legal settlements regarding the accuracy of those machines.
In Farmingville, you’ll mostly see people using the high-speed coin counters at other local spots, or they’ve transitioned entirely to digital. It’s a bummer. It was a staple of the branch experience for kids.
Security and Accessibility
The lobby is ADA accessible, with wide entrances and no weird stairs to navigate. The ATMs are 24/7, located in a glass-enclosed vestibule. You’ll need your card to swipe into the lobby after hours, which provides a decent layer of security if you're pulling out cash late at night.
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Pro tip: The ATM on the far left of the vestibule usually has the fewest issues with jammed receipt paper. Don't ask me why; it’s just a local observation.
Managing Your Money Locally
While the Farmingville branch is great for physical tasks, you really should be using the TD Bank app for the day-to-day stuff. You can deposit checks by taking a photo, which saves you a trip down Horseblock Road entirely.
But for the big stuff—auto loans, home equity lines of credit (HELOCs), or just getting a cashier's check for a car purchase—the staff here is knowledgeable about the Long Island market. They understand the local taxes and the specific pressures of living in Brookhaven.
Actionable Steps for Your Next Visit
If you’re heading to the Farmingville branch today, here is how to make it suck less:
- Check the App First: Look at the branch locator in the TD app to see if they are reporting any "unusually busy" times.
- Schedule the Banker: If you need anything more than a deposit or withdrawal, go to the TD website and book a specific time. They will actually honor it, and you’ll skip the line of people waiting for a notary.
- Use the Drive-Thru for Small Tasks: If you have a simple check to deposit and don't need a receipt with the image printed on it, the drive-thru is almost always the faster bet.
- Bring ID: It sounds obvious, but New York banking regulations are strict. Even if the teller knows your face, if you're doing a large transaction, they will ask for your license. Don't leave it in the car.
- Verify Your Limits: If you’re planning to withdraw more than $3,000 in cash, call the branch a day ahead. Branches don't keep unlimited cash on hand like they do in the movies. They need to "prep" large orders.
Banking doesn't have to be a chore. The Farmingville branch is a reliable, high-traffic spot that gets the job done if you know how to navigate the peak hours and use the digital tools available to supplement your in-person visits.