You’re scrolling through your bank statement, caffeine in hand, and there it is. A charge for Zrelax on Union Inc. It’s usually a small amount, maybe $1.00 or a recurring $29.95. You don’t remember buying a "Zrelax." You definitely don't remember visiting a place called "Union Inc."
Panic sets in.
Is it fraud? Is it a subscription you forgot about? Honestly, it’s usually the latter, but the way these companies bill people makes it feel like a scavenger hunt just to find the "cancel" button. Zrelax on Union Inc is one of those billing descriptors that shows up when you’ve engaged with specific wellness or lifestyle subscription services, often through "trial" offers that people click on while browsing social media late at night.
Decoding the Zrelax on Union Inc Label
The name on your statement is rarely the name of the product you actually used. That’s the first thing you need to understand about modern e-commerce billing. Union Inc acts as a parent entity or a merchant processor for various digital products. When you see Zrelax on Union Inc, you're likely looking at a charge from a company that sells relaxation aids, digital wellness apps, or perhaps even physical "stress-relief" gadgets like neck massagers or weighted blankets.
They use these descriptors because they manage multiple "brands" under one merchant account. It's efficient for them. It’s a nightmare for you.
I’ve seen this happen a hundred times. You sign up for a "free" trial. Maybe you just had to pay $4.99 for shipping. What you didn't see—or what was buried in the 12th paragraph of the Terms and Conditions—is that by accepting the trial, you agreed to a monthly subscription. If you don't cancel within 14 days, boom. Zrelax on Union Inc hits your Visa or Mastercard for the full retail price.
Is This a Scam or Just Aggressive Marketing?
It’s a gray area. Legally, if the terms were provided (even in tiny, faint gray text), it’s a valid charge. But ethically? It feels shady.
Most people encounter Zrelax on Union Inc through "drop-shipping" style websites or Facebook ads. These sites often sell "Z-Relax" products—think portable massagers or sleep-inducing supplements. The "Union Inc" part is the corporate shell. If you search for Union Inc, you'll find various filings in states like Delaware or Wyoming, which are popular for these types of businesses because of their privacy laws and tax structures.
Why the name changes
Sometimes the charge shows up as "Zrelax Union," "Zrelax Inc," or just "Union Inc Lifestyle." This happens when merchant accounts get flagged for high chargeback rates. If too many people tell their banks "I didn't authorize this," the payment processor might shut them down. So, they tweak the name and start fresh. It’s a game of cat and mouse.
📖 Related: Japan US Trade Agreement: Why It Still Matters for Your Wallet and Your Plate
How to Stop the Bleeding Immediately
If you see this charge, do not wait. These subscriptions are designed to be "sticky." They count on you being too busy to call your bank.
First, look for a confirmation email. Search your inbox for "Zrelax," "Union," or "Support." Often, these companies send a receipt that gets buried in your "Promotions" or "Spam" folder. That email is your golden ticket. It should have a member ID or a "cancel subscription" link.
If there is no email, you have to go to the source.
- Check the Union Inc website (if available): Sometimes these parent companies have a landing page specifically for billing inquiries.
- Call the number on the statement: Often, there is a phone number listed right next to the Zrelax on Union Inc text on your digital banking app. Call it. Be firm. Tell them you want to cancel and you want a refund for the "unauthorized" subscription.
- The "Pre-Settle" Tactic: Many of these customer service reps are trained to offer you a 50% refund to keep the account active. Don't take it. Demand the full amount. Mention that you are prepared to file a dispute with your bank. That usually gets them moving faster.
When to Involve Your Bank
Sometimes the "company" is a ghost. You call, and it’s a busy signal. You email, and it bounces. This is when you call your bank and request a Chargeback.
Tell the bank you are disputing the charge under "Services not received" or "Deceptive billing." Be honest: tell them you signed up for a trial but the recurring billing was not clearly disclosed. Banks are becoming much stricter with these types of "negative option" billing cycles.
A word of caution: if you just "block" the merchant, they might try to bill you again under a slightly different name, like Zrelax Lifestyle or Union Global. A formal dispute is much more effective because it hits the merchant's reputation with the credit card processor.
The Reality of Digital Trials in 2026
We’re living in an era where "subscription fatigue" is real. Companies like the ones behind Zrelax on Union Inc rely on the fact that most people don't audit their bank statements every month. They make the "entry" price low—sometimes even $0—to get your card info on file.
The software they use for this is sophisticated. It tracks how long you stayed on the checkout page. It knows if you read the terms. They are legally covered, which is why it’s so hard to get your money back once it’s gone.
Specific items often linked to this billing:
- Neck and Back Massagers: Specifically the "smart" ones that use TENS technology.
- Sleep Aids: Natural supplements or "calming" patches.
- Digital Apps: 28-day meditation or "stress relief" programs.
Actionable Steps to Protect Your Wallet
Don't let Zrelax on Union Inc keep taking your money. Here is exactly what you should do right now to clean this up and prevent it from happening again.
Audit your "Recurrent" list. Most modern banking apps (like Chase, Monzo, or Revolut) have a section that lists "Recurring Payments." Check it. If you see Union Inc, toggle it off or report it immediately.
Use Virtual Cards for "Trials." Next time you want to try a product that seems a bit "too good to be true," use a virtual card provider like Privacy.com or the built-in virtual card feature on your Capital One app. You can set a "spend limit" of $5. Even if Zrelax on Union Inc tries to bill you $99 next month, the transaction will fail because the card has no more money on it.
Screenshot the Checkout Page. Whenever you buy something from a new brand, screenshot the page where you enter your credit card info. If the "subscription" notice isn't clearly visible next to the "Pay" button, you have evidence for your bank dispute.
Contact the Merchant First (For the Refund). Banks usually want to see that you tried to resolve it with the merchant. Send one email to their support address. Give them 24 hours. If they don't reply, call your bank with the "proof of attempted contact."
Monitor for "Z-Relax" Variations. If you’ve been hit once, your data might be in a system used by other similar brands. Keep an eye out for any charges from "Union," "Unity," or "Z-Tech" over the next three months.
Dealing with Zrelax on Union Inc is a nuisance, but it's manageable. It’s a reminder that in the digital economy, the "free trial" is almost never actually free. It’s a contract. Be careful what you click on, and always, always read the fine print before hitting that "Submit Order" button.