You’re standing in your kitchen, check in hand, wondering if you can actually talk to a human being at a bank on a Sunday. Most people assume the answer is a hard "no." In the world of finance, Sundays are usually for golf and quiet lobbies. But TD Bank—the one that brands itself as "America’s Most Convenient Bank"—often plays by different rules.
So, what time TD Bank open today? If today is Sunday, January 18, 2026, the answer is a bit of a "yes, but."
Honestly, TD is one of the few big names that still keeps the lights on while others are locked up tight. However, don't just grab your keys and drive. Not every branch follows the same playbook.
The Sunday Schedule: What Most People Get Wrong
Most TD Bank branches that open on Sundays typically start their day at 11:00 AM and wrap things up around 4:00 PM or even 3:00 PM. It’s a shorter window than the usual 9-to-5 grind. You've got to hit that sweet spot in the afternoon.
But here is the kicker: Not every branch is a Sunday branch. In high-traffic areas like New York City, Philadelphia, or parts of Florida, you’ll find plenty of open doors. If you're in a smaller town or a quiet suburb, your local branch might be "Closed" on the sign today. Basically, if the branch is located inside or near a major shopping mall, your chances of it being open are way higher. Malls love Sunday shoppers, and TD loves being where the shoppers are.
📖 Related: Art Van Furniture Clearance Center: What Actually Happened to the Deals
Why the Location Matters
I've seen it happen a hundred times. Someone drives to their neighborhood branch only to find it dark, while the branch three miles away at the shopping center is bustling.
- Urban Hubs: Usually open 11:00 AM – 4:00 PM.
- Stand-alone Suburban Stores: Often closed on Sundays.
- Mall-Based Branches: Almost always open to match mall hours.
What Time TD Bank Open Today and Tomorrow?
Since today is Sunday, January 18, 2026, we have to talk about the "Monday Problem." Tomorrow is Monday, January 19, 2026, which is Martin Luther King Jr. Day.
This is a federal holiday.
✨ Don't miss: American Dollar to HUF: Why the Exchange Rate Is Acting So Weird Right Now
While TD Bank is famous for staying open on some holidays like Presidents' Day or Columbus Day, they generally close for MLK Day. If you can’t get your banking done during the Sunday window today, you’re likely looking at a wait until Tuesday morning.
Standard Weekly Hours (For Reference)
If you're planning for the rest of the week, here is the usual flow:
- Monday – Wednesday: 8:30 AM or 9:00 AM to 5:00 PM.
- Thursday – Friday: 8:30 AM or 9:00 AM to 6:00 PM (they stay open late for the end-of-week rush).
- Saturday: 9:00 AM to 1:00 PM or 4:00 PM depending on the city.
- Sunday: 11:00 AM to 3:00 PM or 4:00 PM (select locations only).
Is It Even Worth Going In?
Kinda depends on what you need. If you just need to deposit a check, the app is your best friend. Mobile deposit has basically made the "Sunday branch" a luxury rather than a necessity.
But let’s say you need a cashier’s check for a car you're buying off Craigslist. Or maybe your debit card got eaten by an ATM and you need a replacement on the spot. That’s where TD wins. They are one of the last few banks that actually print replacement debit cards in the branch.
Just keep in mind that even if the lobby is open, certain "back-office" things won't happen. Wire transfers won't move until Tuesday because the Federal Reserve is closed for the holiday weekend. Your Sunday deposit might show as "pending" and won't fully clear until the next business day.
Actionable Steps for Today
Don't waste gas. Before you head out, do these three things:
✨ Don't miss: Nail Pak Net Worth: What Really Happened to This Shark Tank Winner
- Use the Store Locator: Go to the official TD Bank website and type in your zip code. It will explicitly say "Open" or "Closed" for today’s date.
- Check the App: The TD mobile app usually has a "Locations" feature that pulls your GPS data and tells you the closest open branch right now.
- Call Ahead: If you're going for something specific like a Notary Public or a new account opening, call the branch. Sunday crews are often smaller, and the one person who can help you might be on lunch.
If your local branch is closed, remember that the ATMs are 24/7. You can deposit cash or checks at almost any TD ATM, and it’ll start processing as soon as the clock hits Tuesday morning.
Get your banking sorted before the 4:00 PM cutoff today, or get ready to wait out the holiday Monday.