It happened. If you’ve driven past 670 Laurel Avenue recently, you might have noticed things look a little different. The green "America’s Most Convenient Bank" signs aren’t glowing the way they used to. Honestly, for a lot of people in Monmouth County, TD Bank Holmdel NJ wasn't just a place to deposit a check; it was a landmark right near the Holmdel Commons.
But as of June 2025, that chapter officially ended.
The branch is closed. Locked up. Gone. It wasn't just a random decision, either. TD Bank cut a handful of New Jersey locations—six to be exact—during that summer sweep. People were pretty shocked, especially since that location felt so central to the Hazlet-Holmdel shopping corridor. You’ve probably got questions about where your money went or why they’d ditch such a busy spot.
The Real Reason Behind the TD Bank Holmdel NJ Shutdown
Banks don't usually just pack up and leave unless there's a bigger play at work. For TD, it was a mix of a massive $3 billion federal fine related to some pretty serious anti-money laundering failures and a general shift in how we all handle our cash.
Basically, the "Convenient Bank" is betting that you'd rather use an app than talk to a teller.
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They aren't alone. 2026 has seen a massive "pruning" of physical bank branches across the state. In early 2026, TD announced even more closures in places like Tinton Falls and Jamesburg. It’s a trend. If you aren't a high-volume branch, you’re on the chopping block.
Where do you go now?
If you were a regular at the Holmdel spot, your accounts didn't just vanish into the ether. They usually get "assigned" to the next closest branch. In this case, most folks are being pointed toward:
- Hazlet: 16 Bethany Road (This is the big one now).
- Aberdeen: 1110 Route 34.
- Middletown: 1250 State Route 35.
The Hazlet branch is only about three miles away, so it’s not a total trek, but it definitely ruins that "stop by while I'm at Target" routine.
What Most People Get Wrong About Local Branch Closures
People think a branch closing means the bank is failing. That's not really it. TD Bank is still a titan. They moved their corporate headquarters to Mount Laurel recently and they’re still the largest bank in New Jersey by branch count.
The real issue is "digital migration."
Statistically, about 90% of what we used to do at a window is now done on a phone. The cost of keeping a building open—the electricity, the staff, the taxes on Laurel Ave—just doesn't make sense for a company trying to save $600 million in operating costs.
The "Unexpectedly Human" Problem
TD Bank loves their slogan "Unexpectedly Human." But when your local branch closes, it feels anything but human. It feels like a spreadsheet decision.
I’ve talked to neighbors who loved the Holmdel staff. They knew which tellers gave out the best dog treats. That’s the stuff an app can’t replace. Honestly, the shift to digital is great until you have a complex problem, like a wire transfer that got stuck or a fraudulent charge that needs a real person to look at it.
If you’re still mourning the loss of the Holmdel branch, you’ve got two choices. You can follow the crowd to the Hazlet location, which—fair warning—has been getting a lot busier lately. Or, you can look at the local credit unions that are still doubling down on physical locations in Monmouth County.
Your Next Steps After the Holmdel Closure
Don't just let your banking habits drift. If you haven't visited the Hazlet or Aberdeen locations yet, do a "test run" to see if the wait times work for you.
- Update your ATM habits: Check the TD app for "partner" ATMs. You don't want to get hit with a $3 fee just because your usual spot is gone.
- Verify your Safe Deposit Box: If you had a box in Holmdel, you should have received a certified letter months ago. If you didn't, call the main TD customer service line immediately at 1-888-751-9000.
- Check the hours: Most NJ branches have shifted to a "Closed on Monday" or "Short Sunday" schedule. Don't drive to Hazlet assuming they're open 24/7 like the old days.
Banking in Holmdel is changing, but you’ve still got plenty of options within a five-minute drive of the old Laurel Ave site.