Ever looked at your car insurance app and realized you could actually buy into the company’s investment brains? That is basically what the State Farm Growth Fund (STFGX) is. Most people think of State Farm for fender benders and life insurance, but their Growth Fund has been quietly chugging along since 1968.
STFGX Stock Price Today: The Raw Numbers
As of mid-January 2026, the STFGX stock price today sits at $135.65.
If you’ve been tracking it over the last week, you’ll notice it’s been hovering in a tight range. It opened the year around $133 and has shown some decent resilience. Honestly, mutual funds don't usually "zip" around like penny stocks, but a 2% gain in the first two weeks of the year isn't nothing.
The fund has a 52-week high of $141.44 and a low near $100.05. If you bought in during the dip last spring, you're likely feeling pretty good right about now.
Why This "Boring" Fund Is Actually Beating the Giants
People obsess over flashy ETFs. But STFGX has a secret weapon: its expense ratio. At 0.12%, it is dirt cheap.
Most actively managed large-cap blend funds will charge you 0.70% or more just to keep the lights on. State Farm keeps it lean because the fund was originally built for their employees. You're basically getting "insider" pricing on a diversified portfolio that holds heavy hitters like Apple, NVIDIA, and Microsoft.
What's actually inside the bucket?
It isn't just a tech play. While NVIDIA Corp and Apple Inc make up a huge chunk of the top 10 (nearly 17% combined), the managers—Mark Sodergren and his team—balance it out with "old school" stability.
- Caterpillar Inc (CAT): They hold about 4.6%.
- Johnson & Johnson (JNJ): A solid 4.4% stake.
- Vulcan Materials (VMC): This one surprises people, but it’s a massive bet on infrastructure.
The fund is roughly 97% US-based stocks. It’s a bet on America, plain and simple.
The Long-Term Ownership Trap
Here is the nuance most "buy now" articles miss. STFGX uses a long-term ownership strategy.
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This sounds great on a bumper sticker. But in reality, it means they don't sell often. Their turnover rate is only about 29%. This is way lower than the 45% category average.
The downside? If a sector starts to tank, they might ride it all the way down. They don't day-trade. They don't chase the hottest trend of the week. If you’re looking for a fund that pivots every time a Fed chair sneezes, this isn't it.
Dividends and the Tax Bill
Let’s talk about the money that actually hits your account.
STFGX pays out dividends and capital gains, usually toward the end of the year. In 2025, the income distribution was roughly $1.93 per share, but the capital gains distribution was a hefty $6.54.
If you hold this in a taxable brokerage account, be ready for a tax bill. Because they hold stocks for decades, when they do finally sell, the realized gains can be massive. You might get a big check, but Uncle Sam is going to want his cut.
Is the STFGX Stock Price Today a "Buy"?
If you have $250, you can get in. That’s the minimum initial investment. After that, you can add as little as $50 at a time.
It’s a "Strong Buy" according to some analysts like Zacks, mostly because of the low fees and the fact that it’s less volatile than the broader S&P 500 (it has a beta of 0.92). It won't make you a millionaire overnight. It’s designed to keep you from going broke while slowly growing your pile.
Actionable Steps for Investors
If you're looking at the STFGX stock price today and wondering what to do, here is the playbook.
First, check your current portfolio's exposure to Large-Cap Blend. If you already own an S&P 500 index fund, you might be doubling up on the same stocks. There's a 95% correlation (R-squared) between this fund and the S&P 500.
Second, consider the tax location. Because of those big capital gains distributions, this fund is often "happier" inside an IRA or a 401(k) where those payouts don't trigger immediate taxes.
Lastly, look at the yield. At roughly 1.6%, it’s a decent "growth and income" hybrid, but don't expect it to replace a high-yield bond fund. It’s a marathon runner, not a sprinter. Use it for the 10-year horizon, not a 10-month flip.