Ross Gift Card Discount: What Most People Get Wrong

Ross Gift Card Discount: What Most People Get Wrong

You’re standing in the middle of a Ross Dress for Less, staring at a pair of name-brand sneakers that are already 60% off. It feels like a win. But then you start wondering—could this get even cheaper? You’ve seen the "Every Tuesday Club" signs and heard whispers about 49-cent clearance hauls. Naturally, the next logical step is hunting for a ross gift card discount.

Honestly, the internet is a messy place when it comes to this. You'll find a dozen sites promising "free $500 Ross cards" if you just take one quick survey. Spoilers: they’re lying. Ross doesn't just hand out money, and they rarely—if ever—sell their own gift cards at a discount directly.

But there are legit ways to shave another 5% to 15% off those already bottom-barrel prices. You just have to know where to look and, more importantly, when to walk away from a "deal" that looks too good to be true.

The Reality of Secondary Market Discounts

If you’re looking for a ross gift card discount, your first stop is usually a gift card marketplace. These are sites where people sell cards they don't want. Maybe Great Aunt Mildred gave someone a $50 Ross card, but they live three states away from the nearest store.

Sites like Raise (now often referred to under the GCX umbrella) and CardCash are the heavy hitters here. Usually, you’ll see Ross cards listed for about 3% to 8% off. Sometimes, if you’re lucky or it’s right after Christmas, that might creep up to 10%. It’s not a life-changing amount of money on a $25 card, but if you’re outfitting a new apartment with Ross Home finds, that 8% adds up fast.

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One thing you’ve gotta watch out for: inventory moves fast. Because Ross is already so cheap, people snatch up these discounted cards the second they hit the market. You sorta have to treat it like the store itself—if you see it, grab it.

The Risk Factor Nobody Mentions

I’ll be real with you—buying second-hand gift cards has a tiny bit of "sketch" factor. There’s always a risk that a card could have a zero balance by the time you get to the register. Stick to platforms that offer a 45-day or 90-day money-back guarantee. If a site doesn't promise to protect your purchase, keep your wallet in your pocket.

The Credit Card Hack

If you shop at Ross constantly, the Ross Credit Card (issued by Comenity Capital Bank) is basically a permanent ross gift card discount in disguise.

When you get approved, they usually give you a 10% discount on your first purchase. After that, you earn 5% back in "Rewards Dollars" for every dollar spent at Ross. For every 100 points, you get a $5 reward certificate. It's essentially a 5% discount on everything you buy moving forward.

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Is it worth a hard inquiry on your credit report? Maybe not if you only go once a year. But if you’re a "Monday Morning Markdown" regular, that 5% is the most consistent way to lower your total without hunting for rare marketplace deals.

Stacking Your Savings Like a Pro

A gift card is just one piece of the puzzle. To really maximize a ross gift card discount, you need to pair it with the store's internal rhythms.

  • The Every Tuesday Club: If you’re 55 or older, you get 10% off every Tuesday. If you pay with a discounted gift card you bought for 8% off, you’re looking at nearly 20% off the already discounted price. That’s how you get those "how did they afford that?" outfits.
  • The January/July Purge: Ross clears out the "old" stuff twice a year. This is when you find the legendary 49-cent tags. Using a gift card here feels almost like stealing.
  • The "Irregular" Hunt: Look at the tags. If it says "Irregular," there's a tiny flaw—maybe a crooked stitch inside a sleeve. These are marked down even further.

Avoid the "Free Gift Card" Scams

I cannot stress this enough: Ross does not have a "secret" website that gives away $500 gift cards for watching videos. If you see an ad on social media promising a massive ross gift card discount or a free balance in exchange for your phone number and "human verification," close the tab.

These are lead-generation scams at best and identity theft traps at worst. Real discounts are small and incremental. 10% is great. 50% off a gift card is a red flag.

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How to Actually Check Your Balance

Before you head to the checkout line with a cart full of home decor and a gift card you bought online, check the balance. You can do this on the official Ross website or by calling 1-800-914-0167.

Don't be that person at the register holding up a line of twenty people while you try to figure out why your digital code isn't working. Verify it in the parking lot. It saves everyone the headache.


Actionable Next Steps

If you want to maximize your savings right now, start by checking Raise or CardCash for any current inventory. If the discounts are currently low (under 3%), wait a week. Inventory fluctuates wildly based on the season.

Next time you're in the store, if you meet the age requirement, make sure you're actually signed up for the Every Tuesday Club—it's not automatic, and you usually need to show ID at the customer service desk to get the discount tied to your profile.

Finally, if you're planning a big spend, consider the Ross Mastercard only if you can pay it off in full every month; the interest rates on retail cards will instantly eat any "discount" you earned.