Wait. If you're looking for Republic Bank Glassboro NJ, you might notice something different when you pull into the parking lot at 100 William Dalton Drive. The big red letters are gone. Honestly, it's a bit of a shock if you haven't been keeping up with the banking news cycle.
In April 2024, Republic First Bank (which did business as Republic Bank) was closed by the Pennsylvania Department of Banking and Securities. This wasn't just some quiet rebranding. It was the first major US bank failure of 2024. The FDIC stepped in, and things moved fast. Very fast.
Where is Republic Bank Glassboro NJ now?
The short answer? It's Fulton Bank now.
Basically, Fulton Bank swept in and acquired almost all the assets and deposits. If you were a customer, your money didn't vanish. You didn't even lose access to it. The FDIC works over the weekend specifically so that on Monday morning, you can go to the same branch and find your debit card still works.
But there is a lot of baggage behind this.
Republic Bank was known for its "fanatic" customer service and being open seven days a week. They had those distinctive glass buildings and the red-carpet vibe. In Glassboro, right near the Rowan University crowd and the ShopRite, it was a staple. But behind the scenes, the bank was struggling with rising interest rates and some pretty serious legal heat.
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The redlining scandal you probably didn't hear about
In late 2024, a massive report from the New Jersey Attorney General’s office dropped a bombshell. It turned out that while Republic Bank was growing in places like Glassboro, it was allegedly systematically avoiding lending to Black, Hispanic, and Asian communities.
The state called it "unlawful mortgage redlining."
Investigators found that Republic's peers were lending to Black borrowers at 1.5 times the rate Republic was. For Hispanic borrowers, the gap was even wider—over three times the rate. This is the kind of stuff that ends a bank’s reputation before the regulators even pull the plug on the finances.
Why did the bank fail?
It wasn't just the legal trouble. Money-wise, the bank was in a tight spot.
- The Interest Rate Trap: They had a lot of long-term, fixed-rate loans. When the Fed hiked rates, those loans became worth way less on paper.
- Commercial Real Estate: About half of their loan book was tied up in commercial real estate. Post-COVID, that’s a scary place for a bank to be.
- The Failed Lifeline: A group of investors led by George Norcross (a huge name in NJ politics) almost pumped $35 million into the bank. At the last minute in February 2024, that deal fell through.
Without that cash, the clock ran out.
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What customers need to do right now
If you still think of it as Republic Bank Glassboro NJ, you've probably already received a mountain of mail from Fulton Bank. The transition is basically finished.
Your Accounts: Your account numbers and routing numbers likely stayed the same for a transition period, but by now, in 2026, you should be fully integrated into Fulton’s system. If you haven't logged into the new online portal, you'll need to use your old username with a temporary password (which was usually "welcome24fulton!" back during the switch).
The Glassboro Location: The branch at 100 William Dalton Drive is still there. It’s just wearing a different jersey. It’s a Fulton Bank financial center now.
Debit Cards: Your old Republic Bank card should have been replaced. If you’re still carrying the red one, it’s definitely time to swap it out. Fulton sent out new Visa cards to everyone.
The Glassboro impact
For a town like Glassboro, which is constantly expanding thanks to Rowan University, having a stable bank is a big deal. Republic Bank was a massive presence in the Gloucester County Chamber of Commerce.
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When a bank fails, people panic. But the FDIC’s Deposit Insurance Fund covered the roughly $667 million cost of this failure. Your deposits are still insured up to $250,000.
Honestly, the biggest change for locals is just the culture. Republic was all about those "stores" (they didn't even like calling them branches) and being open on Sundays. Fulton is a much larger, more traditional regional bank. It’s more "corporate," but arguably more stable given the $30 billion in assets they manage.
Is your money safe?
Yes. Period.
Even though the entity known as Republic Bank is gone, the FDIC ensures that your transition to Fulton Bank is seamless. If you have an old safe deposit box at the Glassboro site, you still have access to it during normal business hours.
Actionable steps for former Republic Bank customers
- Verify Your Paperwork: Check your latest statements. Make sure all your direct deposits (especially Social Security or employer paychecks) are hitting the new Fulton account correctly.
- Update Your Apps: Delete the Republic Bank mobile app. It's dead weight. Download the Fulton Bank app and set up your biometrics.
- Check Your Mortgage: If you had a mortgage with Republic, it was likely sold to Fulton. Verify where your payments are going so you don't accidentally hit a "late" status because of a routing error.
- Visit the Branch: If you're confused, just go to the Dalton Drive location. The staff there is largely the same group of people who were there before the name change; Fulton tried to retain as many branch-level employees as possible during the 2024-2025 layoffs.
The saga of Republic Bank Glassboro NJ is officially over, but the banking services in that building are very much alive. It’s just a new chapter under a different name.