If you’ve spent any time on the financial side of Instagram or YouTube lately, you’ve seen Rashad Bilal. He’s usually sharp-suited, calm, and dropping heavy gems about how money actually moves. Most people want to know one thing: what is Rashad Bilal net worth exactly?
The short answer? It’s complicated.
Estimates online often peg him somewhere between $5 million and $15 million as of early 2026, but those numbers are usually just guesses based on public data. Honestly, looking at a guy like Rashad through a single "net worth" figure is kinda missing the point. He isn’t just a guy with a bank account; he’s the architect of a media empire that has basically rewritten the rules of financial education for the culture.
The Foundation: From Financial Advisor to Media Maven
Rashad didn't just wake up one day and decide to be a "finfluencer." He actually has the receipts. He grew up in the business, starting as an intern at his family’s firm, The Bilal Group LLC, back in 2005. By 2014, he was a partner. He was a real-deal financial advisor helping doctors and lawyers manage their portfolios.
But he saw a gap.
A big one.
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While the "smart money" was talking in jargon that bored most people to tears, the average person—especially in the Black community—was being left out of the conversation. In 2018, he teamed up with his childhood friend Troy Millings to start Earn Your Leisure (EYL). They took the "boring" stuff like life insurance, tax codes, and stock options and wrapped it in hip-hop culture.
Where the Money Actually Comes From
When we talk about the assets behind Rashad Bilal net worth, we aren't just talking about a salary. We’re talking about a multi-pronged business machine. Here is how the revenue actually flows into the EYL ecosystem:
1. The Podcast Powerhouse
The Earn Your Leisure podcast isn't just a hobby. It has tens of millions of downloads and consistently sits at the top of the business charts. Between YouTube ad revenue (with over 1.5 million subscribers) and massive sponsorship deals with companies like Ally Financial and J.P. Morgan, the media arm is a cash cow.
2. Invest Fest: The Super Bowl of Finance
If you haven't heard of Invest Fest, it’s basically Coachella for people who like compound interest. In 2024 and 2025, it pulled in over 25,000 attendees to Atlanta. When you factor in ticket prices (ranging from a few hundred to thousands for VIP), vendor fees, and high-level corporate sponsorships, this single weekend generates millions in gross revenue.
3. EYL University and Educational Products
Subscription models are the holy grail of wealth building. EYL University has thousands of members paying monthly or annual fees to access webinars and a private community. On top of that, Rashad and Troy released their book, You Deserve to Be Rich, which became a New York Times Bestseller in 2025.
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4. Speaking Fees and Personal Brand
Rashad is a high-demand keynote speaker. In 2026, his speaking fees are reported to be in the $30,000 to $60,000 range per engagement. Whether it’s a virtual fireside chat or a live corporate event, companies pay a premium for his "Wealth Strategist" perspective.
What Most People Get Wrong About His Wealth
There is a big difference between "internet famous" and "wealthy." People often confuse the two. With Rashad, it’s easy to look at the designer suits or the high-profile guests like Steve Harvey and Mark Cuban and assume he’s just spending.
But if you listen to his "Market Mondays" clips, he’s pretty transparent about the "lifestyle creep" trap. He emphasizes putting money into assets that appreciate—like stocks and real estate—rather than just looking rich. He’s mentioned before that he started his journey with a "Rich Dad, Poor Dad" mindset, focusing on cash flow over status.
It's also worth noting that "net worth" includes liabilities. We don't see the overhead for a media company with dozens of employees, the costs of staging a 25,000-person festival, or the taxes on high-earning years. However, his equity in the EYL brand itself is likely the largest portion of his wealth, and that's an asset that is still growing.
Real-World Financial Habits
Rashad isn't just preaching; he’s practicing. In recent 2026 updates, he shared his daily routine for staying sharp:
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- Health as Wealth: He starts with meditation and prayer.
- The 12-to-8 Rule: He follows a strict nutrition plan—only fruit before noon and no food after 8 pm.
- Market Study: He spends hours every day studying the markets and watching documentaries to stay ahead of trends.
He’s a big believer that you can’t manage millions if you can’t manage your own morning.
The Verdict on the Numbers
Is Rashad Bilal a billionaire? No, not yet. Is he a multi-millionaire with one of the most influential platforms in modern finance? Absolutely.
The real value of Rashad Bilal net worth isn't just the dollar amount in his brokerage account. It's the "network effect." He has built a bridge between Wall Street and the streets. That kind of social capital is often more valuable than liquid cash because it opens doors to deals that "normal" rich people never see.
Actionable Takeaways from Rashad’s Playbook:
- Don't wait for "enough" money to invest. Start as soon as you have any discretionary income. Even $50 a month in an index fund is better than $0.
- Monetize your expertise. Rashad took his 10+ years of being a financial advisor and turned it into a media company. What do you know that others don't?
- Nurture your network. He often says, "Your network is your net worth." Don't just collect business cards; build real relationships before you need something.
- Control your expenses. Even as his income exploded, he remained vocal about tracking every dollar and avoiding the "lifestyle creep" that kills most entrepreneurs.
If you’re looking to follow in his footsteps, the move isn't to buy a suit and start a podcast. It's to find a niche where people are being underserved, educate yourself until you're an expert, and then explain it to the world in a way that actually makes sense.
Next Steps for Your Wealth Journey:
- Audit your daily habits: Start with one small change, like reading for 20 minutes before checking your phone, as Troy and Rashad suggest.
- Review your assets daily: Don't let your bank account be a surprise. Know where every dollar is sitting.
- Invest in your education: Whether it's a book like You Deserve to Be Rich or a professional certification, the ROI on your own brain is always the highest.