So, you’re looking up the Port Chester NY zip code. You probably expect a five-digit number and a map. It’s 10573. There it is. But honestly, if you’re moving here, investing in real estate, or just trying to figure out why your GPS is acting weird near the Connecticut border, that number is just the beginning of a much weirder, more interesting story about Westchester County.
Port Chester isn't like its neighbors. It doesn't have the quiet, manicured boredom of Rye or the sprawling estate feel of Greenwich. It’s gritty. It’s loud. It’s arguably the food capital of the entire region. When you type 10573 into a shipping form, you aren't just tagging a location; you're accessing a three-square-mile pocket of New York that has resisted suburban homogenization for decades.
What 10573 Actually Covers (And What It Doesn't)
Most people assume a zip code is a neat little circle on a map. It isn't. The Port Chester NY zip code is a jagged shape that hugs the Byram River.
It covers the Village of Port Chester, but it also includes some weird overlaps. For instance, you’ve got the Rye Brook connection. Rye Brook is its own incorporated village with its own police and mayor, but it shares 10573. This creates a funny dynamic where a multi-million dollar home on a cul-de-sac and a historic brick apartment building downtown share the exact same mailing identity.
The Border Paradox
If you walk down Mill Street, you can literally stand with one foot in Port Chester, New York, and the other in Greenwich, Connecticut. The zip code stops dead at the river. This matters for more than just bragging rights. Sales tax changes the second you cross that line. Insurance premiums shift. Even the way your mail is routed changes because 10573 is handled by the USPS facility on Westchester Avenue, while just across the bridge, you're dealing with the 06830 crew.
It’s small.
Port Chester itself is only about 2.4 square miles of land. Because it's so densely packed—roughly 30,000 people—the 10573 area has an urban energy you won't find in the 10580 (Rye) or 10528 (Harrison) codes.
Why Real Estate Investors Are Obsessed With Port Chester NY Zip Code
Money is flooding into 10573. If you’ve driven down Main Street lately, you’ve seen the cranes.
For a long time, Port Chester was the "affordable" alternative in Westchester. That’s changing fast. Developers have realized that 10573 is a transit goldmine. The Metro-North station is right in the heart of the village. You can get to Grand Central in about 45 to 50 minutes. That’s a shorter commute than some parts of Queens or Brooklyn.
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The Transit-Oriented Development Boom
We’re seeing massive projects like the ones from Greystar and other major firms. They aren't building single-family homes; they are building "luxury rentals."
- The Tides at 10573: New apartments are popping up with rooftop pools and coworking spaces.
- The Price Gap: While a house in 10573 might cost you $600,000 to $900,000, that same house three minutes away in Rye would be $1.5 million.
- The Rental Market: Because of the dense population, 10573 has a huge percentage of renters compared to the rest of the county.
Investors love this zip code because the "walk score" is off the charts. You can live in 10573 without a car. Try doing that in North Castle or Pound Ridge. You’d starve. In Port Chester, you’ve got Costco, Whole Foods (technically right on the border), and a hundred restaurants within a ten-minute walk of the train.
The Food Scene: The Real Reason People Visit 10573
If you aren't living here, you're probably coming here to eat. The Port Chester NY zip code is a massive destination for foodies. It’s not just "good for the suburbs." It’s actually good.
Specifically, the Peruvian and Colombian food here is world-class. If you haven't been to Panca or Acuario, you're missing out on the literal soul of the village. Then you have the heavy hitters. The Capitol Theatre attracts thousands of people every weekend. Before a show, those people flood the bars and restaurants in 10573.
Iconic Spots You Can't Ignore
- The Capitol Theatre: Built in 1926. It’s a rock palace. Jerry Garcia loved it.
- Hubba’s: If you know, you know. It’s a tiny hole-in-the-wall known for chili and being open until 4:00 AM. It’s a local rite of passage.
- Saltaire: If you want high-end oysters and marble bars, this is the spot.
It’s this weird mix of high and low. You can get a $2 taco from a truck or a $100 steak within the same two blocks of the Port Chester NY zip code. That’s the magic of 10573. It refuses to be just one thing.
Navigating the 10573 Logistics
Let's talk logistics because that's usually why people look up zip codes in the first place.
The main post office for 10573 is located at 245 Westchester Ave, Port Chester, NY 10573.
If you're moving here, you need to know that parking is a contact sport. The village has very specific rules about overnight parking on the street. In most of the 10573 area, you cannot park on the street between 2:00 AM and 6:00 AM without a permit. If you ignore this, the Port Chester PD will find you. They are very efficient.
Schools and Taxes
This is where it gets tricky. Not everyone in the 10573 zip code goes to the same school district.
- Most kids in the village attend Port Chester Public Schools (The Rams).
- However, if you live in the Rye Brook portion of 10573, your kids likely go to the Blind Brook-Rye Union Free School District.
This creates a massive discrepancy in property taxes. You could be a few blocks away from someone with the same zip code but paying double the taxes for a different school system. Always check the tax map, not just the zip code.
Common Misconceptions About Port Chester NY Zip Code
People hear "Port Chester" and they think "industrial."
Sure, there are old factories. But many of those factories, like the old Life Savers building, have been converted into luxury lofts. Yes, the candy was invented here. You can still see the giant Life Savers rolls on the side of the building on North Main Street. It’s part of the charm.
Another mistake? Thinking 10573 is just a "commuter town."
It’s a working-class town that is rapidly gentrifying. It’s a place where you’ll hear three different languages spoken before you reach the corner. It’s vibrant in a way that the rest of Westchester often isn't.
Is 10573 Safe?
Every town has its spots, but generally, Port Chester is a safe, family-oriented community. The high density means there are always eyes on the street. Most "crime" in the area is typical of any high-traffic retail zone—larceny from cars or minor disputes. The village has its own dedicated police force that is very integrated into the community.
Actionable Steps for Living or Investing in 10573
If you are looking at the Port Chester NY zip code for more than just a mailing address, here is how you should handle it:
- Check the School District Boundaries: Don't assume 10573 equals Port Chester Schools. Look for the Blind Brook-Rye line if schools are your priority.
- Visit on a Saturday Night: If you’re buying a house or renting, see what the traffic is like when the Capitol Theatre has a show. It changes the entire vibe of the downtown area.
- Explore the Waterfront: The Marina area is undergoing massive redevelopment. It’s going to look very different in five years.
- Talk to the Locals: Go to Tarry Lodge or Bar Taco and just ask people what they think. People in Port Chester are generally honest—sometimes brutally so.
- Verify the Tax Rate: Use the Westchester County Tax Mapper tool. Do not trust the real estate listing alone. Input the specific SBL (Section, Block, Lot) to see exactly what you’ll be paying.
The Port Chester NY zip code is more than a delivery route. It's a snapshot of a town in transition. It’s got history, it’s got grit, and it’s got some of the best food you’ll ever eat in your life. Whether you’re here for the 10573 schools, the 10573 real estate market, or just a 10573 post office box, you’re dealing with one of the most unique corners of the New York tri-state area.