NFL Spreads for Week 5: Why the Smart Money is Fleeing the Favorites

NFL Spreads for Week 5: Why the Smart Money is Fleeing the Favorites

Let’s be real for a second. Betting on the NFL is basically like trying to predict the weather in a blender. Just when you think you’ve got the pulse of the league, a backup quarterback comes off the couch and ruins your parlay. We are heading into a wild slate, and the NFL spreads for week 5 are reflecting a massive amount of chaos in the trainer's room.

If you’ve been tracking the lines since they opened, you’ve noticed some serious "line freeze." Bookies are scared. They should be. With stars like Lamar Jackson and Tyreek Hill sidelined, the numbers we’re seeing at shops like DraftKings and FanDuel are swinging like a pendulum.

The London Trap and the Rust Factor

Starting things off early, we’ve got the Minnesota Vikings facing the Cleveland Browns at Tottenham Hotspur Stadium. Minnesota is sitting as a 3.5-point favorite, but honestly, this game feels like a stay-away for the faint of heart.

The Vikings are coming off a brutal travel schedule. They were just in Dublin losing to the Steelers. Now they’re back in London. That’s a lot of frequent flyer miles for a team that’s officially ruled out J.J. McCarthy. Carson Wentz is under center now. Can you trust Wentz to cover more than a field goal in a stadium where the grass is literally moved in on trays?

Cleveland isn’t much better. They’ve been averaging a measly 14 points per game. The total is sitting at a basement-level 36.5. When the over/under is that low, every point on the spread feels like a mile. If you’re laying points with Minnesota, you’re basically betting on the Browns’ offense to keep tripping over its own feet.

📖 Related: The Eagles and Chiefs Score That Changed Everything for Philadelphia and Kansas City

Why Nobody Wants the Points in Buffalo

The Buffalo Bills opened as a 7.5-point favorite against the New England Patriots. This is a classic "trap" spread. On paper, Buffalo should roll. They’ve won their last three games by double digits. Josh Allen is playing like he’s bored with the regular season.

But look at the history. New England has actually covered in four straight games against the Bills. It doesn’t matter if they’re winning or losing; they just seem to hang around like a bad cold. Drake Maye is showing some spark, and the Patriots' defense is just disciplined enough to make a 7.5-point spread feel uncomfortable by the fourth quarter.

The Lamar Effect: Baltimore's Crumbling Odds

The most shocking shift in the NFL spreads for week 5 has to be the Ravens vs. Texans game. Baltimore opened as a solid home favorite. Then the news hit: Lamar Jackson is out with a severe hamstring injury.

Suddenly, the Texans are 2.5-point road favorites. Think about that. The Ravens, at home, are underdogs to a Texans team that has been hit-or-miss. Cooper Rush is expected to start for Baltimore. Rush is a serviceable backup, but he’s not Lamar. He’s not going to escape a collapsing pocket and turn a sack into a 40-yard gain.

👉 See also: The Detroit Lions Game Recap That Proves This Team Is Different

If you grabbed Houston at the early window when they were underdogs, you’re sitting on a gold mine. If you’re looking at them now at -2.5, you have to ask yourself if C.J. Stroud can handle a Baltimore defense that, while frustrated, still has plenty of teeth.

Divisional Desperation in the NFC West

Thursday night gave us a glimpse of the insanity to come. The Rams were laying 5.5 points against the 49ers. San Francisco has been a mess with injuries—Brock Purdy is week-to-week with turf toe, and Mac Jones had to step in.

But divisional games are weird. The underdog has won nine of the last ten matchups in this specific rivalry. It’s kinda crazy how much we rely on "momentum" when the historical data says to just take the points and run.

Quick Hits on the Remaining Slate

  • Lions (-10.5) at Bengals: This is the biggest spread on the board. Joe Burrow’s absence has turned the Bengals into a shell of themselves. Jake Browning is struggling to find the end zone, and Detroit’s offense is a wagon.
  • Cowboys (-1.5) at Jets: The Jets have a short week after playing Monday night. Dallas is missing CeeDee Lamb, which is a massive blow to their spread integrity. This is a "hold your breath" game.
  • Chiefs (-3.5) at Jaguars: Monday Night Football. Patrick Mahomes is 3-1, and the offense finally clicked last week with Xavier Worthy. The Jags lead the league in takeaways, though. A +3.5 home dog on a Monday night is always tempting.

Actionable Betting Insights for Week 5

Stop looking at the team names and start looking at the injury reports. Seriously. In 2026, the gap between a starter and a backup is wider than ever because of how specialized these offenses have become.

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Watch the "Key Numbers." In the NFL, games most often end with a margin of 3, 7, or 10 points. If you see a spread like -3.5 or -7.5, the "hook" (that extra half-point) is there to bait you. Usually, the smart play is to take the points with the underdog or wait for the line to move back to a flat number.

Check the Weather in Seattle. The Buccaneers are visiting the Seahawks, and early forecasts suggest some typical Pacific Northwest "mist." Tampa Bay is a 3.5-point underdog. Baker Mayfield is in the MVP conversation, but if that ball gets slick, the advantage goes to the home team's ground game.

Fade the Public on Big Spreads. When the public sees a line like Lions -10.5, they hammer the favorite. Most casual bettors can't imagine a world where the Bengals keep it close. That's exactly when the Vegas "sharps" step in and take the other side.

Next Steps for Your Week 5 Strategy

Before you lock in any tickets, go to the official NFL injury report and refresh it one last time. Look specifically for offensive line injuries. A star QB like Mahomes can mask a lot of problems, but if his left tackle is out, that 3.5-point spread in Jacksonville becomes a lot more dangerous. Compare the lines across at least three different sportsbooks to ensure you aren't leaving a half-point on the table, as that small difference determines more wins and losses than any other factor in sports betting.