NFL Game Tonight Odds: Why the Underdogs Might Crash the Party

NFL Game Tonight Odds: Why the Underdogs Might Crash the Party

The Divisional Round is where the pretenders usually get exposed, but today feels different. We've got two massive matchups on the docket for Sunday, January 18, 2026, and if you’ve been tracking the nfl game tonight odds, you know the market is sweating these lines.

Honestly, the "chalk" isn't looking as sturdy as it did a week ago. We've got a legendary defense traveling to Foxborough and a rookie phenom trying to outlast a veteran gunslinger in the Windy City. Let's break down what's actually happening on the turf and in the sportsbooks.

Texans at Patriots: Can the Best Defense in a Decade Travel?

This 3:00 PM ET kickoff on ABC/ESPN is the one everyone’s talking about. The New England Patriots are currently sitting as 3-point favorites at most shops, though you can find -3.5 if you’re looking to back the underdog Houston Texans. The total is tucked away at a low 40.5 points.

Why so low? Because the Texans' defense is, frankly, terrifying.

They finished the regular season ranked first in total yards allowed and second in scoring defense. They aren't just winning; they’re suffocating people. We’re talking about a unit that generated -33.4 in expected points added (EPA)—the best mark for a playoff defense in ten years. Will Anderson Jr. and Danielle Hunter have been living in backfields all season.

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But here’s the rub: C.J. Stroud is heading into a frozen Gillette Stadium. The weather in Foxborough is always a factor this time of year, and New England’s experience under pressure is why the oddsmakers still have them as the favorite. The Patriots’ moneyline is hovering around -170, while a Houston upset pays out at +145.

If Nico Collins can’t go—or is limited after that concussion scare—Stroud is going to have to play the game of his life against a New England secondary that specialized in baiting young QBs into "hero ball" mistakes this season.

Rams at Bears: Stafford vs. Williams in the Cold

Later tonight at 6:30 PM ET on NBC, we head to Soldier Field. This is a fascinating split in the betting community. The Los Angeles Rams opened as 4.5-point favorites, but that line has been bet down to Rams -3.5 or -4 depending on where you look.

The nfl game tonight odds for this one suggest a shootout, with the total sitting at 48.5.

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  • Rams Moneyline: -200
  • Bears Moneyline: +166
  • Spread: Rams -4
  • Total: 48.5 (Over -110 / Under -110)

Matthew Stafford is playing like a man who wants one more ring before he calls it a career. He’s the current MVP favorite for a reason. However, Caleb Williams and the "Cardiac Kids" in Chicago have made a habit of late-game heroics. They trailed Green Bay 21-6 last week and still found a way to win.

You’ve gotta wonder if the Rams’ West Coast legs will hold up in the Chicago chill. Kyren Williams is the engine of that LA offense, and his rushing yardage prop is set at 61.5. The sharps are leaning toward the over there, betting that Sean McVay will try to take the air out of the ball and keep the crowd quiet.

Sharp Moves and Market Reality

It’s easy to look at a 14-3 New England team or a high-flying Rams squad and think the favorites are locks. But the Divisional Round is historically where the "hooks" (those half-points like -3.5) come back to haunt bettors.

In the Houston/New England game, the volume on "Anytime Touchdown" props for Rhamondre Stevenson is through the roof, with a 66% probability according to some prediction markets. That tells you the betting public expects a grind-it-out, ball-control game from the Patriots.

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Meanwhile, Chicago has been a home underdog two weeks in a row. Usually, that’s a red flag, but the Bears have covered the spread in five of their last six games. They're scrappy. They don't mind being the team nobody believes in.

Betting Insights for Tonight's Action

If you're looking at these lines and feeling indecisive, you aren't alone. The margins are razor-thin.

  • The Weather Factor: Keep an eye on the wind speeds at Soldier Field. If it kicks up above 15 mph, that 48.5 total starts looking very high.
  • The Stroud Growth Curve: Houston has never won a road playoff game in franchise history (0-5). Breaking that streak in Foxborough against a 14-win team is a massive ask, even with a generational defense.
  • Live Betting Strategy: Both games feature offenses that can stall in the red zone. If you see a scoreless first quarter in Foxborough, the "Live Total" might drop into the mid-30s, offering a better entry point for the over if you think the talent eventually breaks through.

The smart money today seems to be focusing on the Texans' ability to keep it close. Catching a full field goal (3 points) with the league's best defense is rarely a bad spot to be in, even if the atmosphere in New England is electric.

To get the most out of today's slate, verify the final injury reports for Nico Collins and the Bears' secondary 90 minutes before kickoff. Tracking late line movement toward the underdogs often signals where the professional syndicates are putting their capital. Check your local sportsbook for "Super Boosts" on Stafford and Stroud passing totals, as these often provide the best pure mathematical value on a high-volume Sunday.