You're standing in line at the grocery store, looking at a mountain of "Presidents Day Sale" flyers, and it suddenly hits you. You need to talk to a banker. Maybe you need a cashier's check for a car down payment, or perhaps you've finally decided to open that savings account you've been putting off. Then the doubt creeps in. Is Chase Bank open on Presidents Day?
Honestly, it’s one of those questions that usually results in a frustrated "Ugh" when you realize the answer.
The Short Answer: Is Chase Bank Open on Presidents Day?
No. Chase Bank is closed on Presidents Day. In 2026, that falls on Monday, February 16.
Since Chase is a national bank, it follows the Federal Reserve Board of Governors' holiday schedule. When the Fed takes a breather, the big banks usually follow suit. This means the physical doors will be locked, the lights will be dimmed, and the tellers will be enjoying a well-deserved three-day weekend.
Why the closure?
It isn't just Chase being difficult. This is a systemic thing. Presidents Day (officially known in federal law as Washington's Birthday) is one of the eleven standard federal holidays. Because the Federal Reserve banks close, the "plumbing" of the financial system—like the systems that move money between different banks—basically goes into a low-power mode.
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What You Can (and Can't) Do on February 16
Just because the branch is closed doesn't mean your money is totally frozen. We live in 2026; digital banking is the lifeblood of most of our wallets anyway.
What stays working:
- The Chase Mobile App: You can still check your balance, move money between your own accounts, or pay your credit card bill.
- ATMs: These are 24/7 workhorses. You can withdraw cash or deposit checks. Just remember, if you deposit a check at an ATM on a holiday, it won't actually start "processing" until Tuesday.
- Zelle: Sending money to your friend for dinner? That still works instantly.
What is totally paused:
- Wire Transfers: If you need to send a domestic or international wire, it’s not happening on Monday. Even if you submit it online, it will sit in a queue until Tuesday morning.
- Notary Services: You need a human for this. No human, no stamp.
- Safe Deposit Boxes: If your passport is in there and you have a flight on Monday afternoon, you’re kinda in trouble. Plan ahead.
A Weird Exception to the Rule
Sometimes you’ll see a Chase "kiosk" inside a grocery store or a high-traffic retail area that looks like it’s open because the store itself is open. Don't be fooled. While you might be able to use the ATM located there, the actual teller desk will almost certainly be unstaffed.
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I've seen people get really frustrated waiting for a "back in 5 minutes" sign that never moves. Don't be that person. If it’s a federal holiday, assume the humans are gone.
How this affects your deposits
Let’s say you get paid on Friday, February 13. Great day. But if your employer’s payroll is a bit slow and it hits the system on Monday, you might not see that money "clear" and become available for withdrawal until Tuesday or even Wednesday.
Banking holidays act like a "pause" button for the clock. If a check usually takes two business days to clear, a holiday Monday doesn't count as one of those days.
Real-World Advice for the Holiday Weekend
If you have a major financial move to make, do it by the Thursday before. Why Thursday? Because Friday afternoon is when everyone else remembers the bank is closing. Friday at 4:30 PM at a Chase branch is usually a zoo.
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If you're worried about a bill being late, schedule it in the app for the Friday before. Most systems will treat a payment scheduled for a holiday as being "received" on that day for late-fee purposes, but it’s always safer to have the money move earlier.
Summary of the 2026 Chase Holiday Calendar
Aside from Presidents Day, Chase will also be closed for:
- Memorial Day: Monday, May 25
- Juneteenth: Friday, June 19
- Independence Day: Saturday, July 4 (Note: Banks usually observe this on Friday if it hits a weekend, but check your local branch for specific 2026 adjustments).
- Labor Day: Monday, September 7
Your Next Steps
- Check your wallet: If you need cash for a "cash-only" event on Monday, hit the ATM on Sunday.
- Use the app: Download the Chase Mobile app now if you haven't. It handles 90% of what you'd go into a branch for anyway.
- Verify local hours: While branches are closed Monday, some have limited hours on Saturday, February 14. If you absolutely need a teller, Saturday morning is your last shot.
Basically, plan for a "financial blackout" on the 16th. If it's not in your pocket or accessible via your phone, it’s going to have to wait until Tuesday morning at 9:00 AM.