Haha! Thanks for all the info, expecially Adam who made me realise what a doofus I am! Reading what you guys had to say about using the blocks made me think of a website I found earlier:
http://www.biomotionlab.ca/Demos/BMLwalker.htmlI found I could use a net from this program, paste it over to photoshop and edit the web to suit the pose I want to achieve. From THIS I can form the building blocks to THEN add the flesh.
See what you think:

Just lost the other image due to tiredness and Im trying to rush. It was just a picture of the girl with a new web superimposed into her to help show where my mistakes in anatomy may lie! Its interested me to see exactly how little I know seems as though I spend most of my life around other people! You'd think everyone I knew walked round with little t-rex arms and half finished legs...or atleast the girls!
I'll get the second image up in the morning!
Thanks for all your help,
Fox
(EDIT: Whoops, forgot to mention Adam's quote, "ignored the anatomy altogether". Did you really think so? I did actually try to make them more proportioned in the 3rd image I posted.

Guess it must not have shown )