Note that the clothes in the background are black (darker RGB than the dress) and in apparantly more light than the dress. The soft shadows on dress indicates it is not lit by any strong light (but maybe very yellow). Anyways, the picture (RGB-values) shows a goldish-brown and whitish-blue dress regardless of what produced the result. And there doesn't seem to be anything substantial in the image to offset that color-perception.
But yeah, I would like to know how anyone can perceive this as black & blue. Maybe it has something to do with monitor brightness/contrast? Viewed a bit darker or with higher contrast it may appear more blue/black. And then you have a potential problem with common people playing quick and loose with color-terminology. Let's find a few blue-blackers and test them!