Let’s be real for a second. If you’re searching for how to get infinite money gta 5, you’ve probably already sat through a dozen clickbait YouTube videos where some teenager yells about "secret glitches" for ten minutes only to show you a map location that does absolutely nothing. It's frustrating. The truth about Rockstar Games’ economy is that "infinite" is a bit of a loaded word, but becoming a billionaire is actually easier now than it was back in 2013.
The game has changed. Literally.
You aren't going to find a magic button that adds $999,999,999 to your Maze Bank account without getting banned by BattlEye or Rockstar’s internal anti-cheat systems. Those "money generators" you see on sketchy websites? They're scams. Every single one. If you want the closest thing to a limitless cash flow, you have to exploit the systems Rockstar built into the game, specifically the stuff they added in the Contract, Drug Wars, and Cayo Perico updates.
The Cayo Perico reality check
Forget everything you heard about the "golden age" of Cayo Perico. Rockstar nerfed it. Hard. They increased the setup costs and stretched out the cooldown timers, especially if you’re playing solo. But even with those hits, it remains the backbone of any serious strategy for how to get infinite money gta 5.
If you can run the heist in under an hour, you're looking at a million bucks plus, easy. The trick is the "Drainage Tunnel" entry point. You need the Kosatka submarine—which costs $2.2 million—but it’s the best investment you’ll ever make in Los Santos. Once you have the Longfin approach and the Cutting Torch, you can basically ignore the guards. You swim in, grab the primary target, loot the secondary targets at the airstrip, and leave. It’s a loop. It’s boring, honestly, but it’s the most consistent way to stack cash until the numbers look fake.
Why the Agency is the new meta
Most people sleep on Franklin’s Agency. They shouldn't. The Agency, introduced in The Contract, is basically a money-printing machine that doesn’t require you to wait for a cooldown like Cayo Perico.
Payphone Hits are the secret sauce here.
You call Franklin, he gives you a target, and if you follow the "Assassination Bonus" instructions—like using a golf club or a remote bomb—you get a massive payout for about four minutes of work. It used to be $85k; now it’s around $45k, but you can spam these while your other businesses are producing. Plus, the Agency’s wall safe increases its passive income based on how many Security Contracts you’ve finished. Complete 201 contracts (it’s a grind, I know), and you get $20,000 every single in-game day deposited directly into your safe. That is literal passive income. You can stand in your office and watch your bank account grow while you eat lunch in real life.
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The Stock Market "Infinite" trick in Single Player
If you are playing the story mode and want how to get infinite money gta 5, the method is totally different and much more "infinite." It’s all about Lester’s Assassination Missions.
Do not touch these missions until the very end of the game.
Finish the "Big Score" heist first. You’ll have about $25 million per character. Then, and only then, you start Lester’s missions. Before each hit, you sink every cent from Michael, Franklin, and Trevor into specific stocks on the LCN or BAWSAQ markets. For example, before the Multi-Target Assassination, you buy Debonaire. After the mission, the stock skyrockets. You sell at a 60-80% profit, then immediately dump that money into Redwood, which will rebound a few days later for a 300% gain.
By the time you finish all five missions, each character will have over $2.1 billion. That is the hard cap for the game’s engine. You literally cannot hold more money than that. It’s as close to "infinite" as the code allows.
The Nightclub: The King of Passive Income
If you're playing Online, you need the Nightclub. It is the only business that rewards you for essentially doing nothing. However, it’s a trap for new players because it requires you to own other businesses first.
To maximize this, you need:
- A CEO Office or Motorcycle Club.
- A Bunker (Gunrunning).
- A Hangar or Crate Warehouse.
- The top three MC businesses (Coke, Meth, and Cash).
You don't even have to run those businesses. Just keep them "active" without any supplies. Your Nightclub technicians will gather "goods" automatically. If you stay logged in—maybe by watching the security cams so you don't get kicked for idling—your Nightclub warehouse fills up. A full sale in a "High Demand" lobby (one with 20+ players) can net you over $2 million in a single delivery. Yes, it’s risky. Yes, a kid on an Oppressor Mk II might try to blow you up. But that’s the game.
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Glitches and the risk of the "Money Wipe"
We have to talk about the "frozen money" glitches or the "apartment trade-in" exploits that pop up on Reddit every few months. Are they real? Sometimes. Do they work? For a week.
Rockstar is ruthless with "money wipes." If you suddenly gain $500 million through a duplicate car glitch, their automated systems will likely flag your account. Best case scenario? They take the money away. Worst case? You lose your character that you’ve been leveling up since 2017. If you're going to use glitches to find how to get infinite money gta 5, stick to "low-key" stuff like the Elite Challenge resets or the "Bogdan Problem" (Act II) replay glitch.
The Bogdan glitch has been around for years. One player quits the game at the very end of the heist, allowing the other player to keep the $1.5 million payout while the host keeps the heist finale ready to go again. It’s technically a glitch, but it’s been the "old reliable" for the community for half a decade.
The Acid Lab: The Solo Player's Dream
The Los Santos Drug Wars update gave us the Acid Lab, and it’s arguably the best thing for solo players since the Sparrow helicopter. It’s a mobile business. You can call it to your location. The sell missions are always a single vehicle—usually a bike that can weave through traffic—making it nearly impossible for griefers to stop you.
If you name your product (which gives a small boost) and upgrade the equipment by doing 10 Dax Fooligan missions, you can turn a small investment of supplies into $350k+ every couple of hours. It’s not "infinite," but it’s consistent, fast, and works in private sessions where nobody can mess with you.
Maximizing the "High Demand" Bonus
One of the biggest mistakes people make when looking for how to get infinite money gta 5 is playing too safe. Rockstar added a massive "High Demand" bonus for selling in public sessions. You get a 2.5% bonus for every player in the lobby who isn't in your organization, up to a 50% increase.
Think about that. A $1 million Nightclub sale becomes a $1.5 million sale just for being in a crowded room.
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The trick is to use "Ghost Organization" via the CEO menu the moment you see a blip coming toward you. It costs $15k, but it saves your $1.5 million investment. If things go south and someone destroys your cargo, immediately pull your internet plug or kill the game process (Alt+F4 on PC, or "Close App" on console). If you’re fast enough, the game won't save the loss, and you'll only lose a tiny fraction of your product.
Moving forward with your millions
To actually maintain a state of "infinite" wealth in GTA 5, you have to stop thinking like a grinder and start thinking like a manager. You shouldn't be stealing supplies. Buy them. Your time is worth more than the $75k it costs to fill a Bunker or Acid Lab. While those businesses produce in the background, you should be running a Cayo Perico heist or an Agency VIP Contract.
- Step 1: Complete the First Dose and Last Dose missions to get the Acid Lab for free.
- Step 2: Buy the Kosatka and learn the Cayo Perico "stealth" route.
- Step 3: Invest in an Agency and do 201 Security Contracts to max out your passive daily income.
- Step 4: Buy a Nightclub and link it to your Bunker and MC businesses.
- Step 5: Only sell your goods in lobbies with 20+ people to trigger that 50% bonus.
This cycle is the only legitimate way to reach the point where you never have to worry about the price of a new DLC car again. Forget the mods. Forget the scams. Just work the system until the system works for you.
Stay away from the "Money Drop" lobbies on PC—those are the fastest way to get your account flagged. If a modder starts dropping money bags on your head, leave the session immediately and report it to Rockstar if you’re worried about your account standing. It’s better to be a self-made Los Santos billionaire than a banned one.
Actionable Next Steps
Start by heading to the "D" icon on your map to begin the First Dose missions. This will unlock the Acid Lab, which is the most efficient low-barrier entry to consistent cash in 2026. Once that's running, save every penny specifically for the Kosatka submarine. Do not buy clothes, do not buy fast cars, and do not waste money on weapon skins until that sub is in your fleet. That is the moment your "infinite" wealth journey actually begins.