You've been driving around Los Santos for hours. Maybe you just saw that shiny Pegassi Osiris sitting in the Legendary Motorsport window, or perhaps you're tired of being gunned down by Ballas because your armor is cheap. You want cash. You want it now. So, you start hunting for a GTA V cheat code for money PS4 players can use to instantly pad their Maze Bank account.
Here is the cold, hard reality that most "clickbait" sites won't tell you: there isn't one.
Seriously. Rockstar Games, in a move that still frustrates players over a decade after the game's initial release, chose not to include a traditional "money button" in the cheat console. In Vice City, you had "HESOYAM" (on PC) or specific button combos for cash. In San Andreas, it was the same story. But in Grand Theft Auto V, the developers decided that if you want to be a billionaire, you’re going to have to actually play the game—or at least exploit the systems they left behind.
Why the GTA V Cheat Code for Money PS4 Doesn't Exist
It feels weird, right? Every other GTA had it. In this installment, Rockstar focused heavily on the in-game economy, particularly because of how the three-character switch mechanic works. They wanted the struggle for "the big score" to be a central theme of the narrative. If you could just tap R1, R2, L1, X, Left, Down, Right, Up and get $250,000, the entire tension of the heist missions would evaporate.
More importantly, there's the "Shark Card" factor. Since Rockstar sells in-game currency for real-world money in GTA Online, they've become very protective of the value of that currency. While single-player is a separate beast, they kept the "no money cheat" rule consistent across both modes to prevent players from getting too used to the easy life.
Don't let those YouTube videos with the bright red arrows fool you. If a site tells you there is a specific button combination for money, they are lying to you. They are likely trying to get you to download a "mod menu" that will probably just give your PS4 a headache or get your PSN account flagged.
The Closest Things to a Money Cheat
While there’s no direct GTA V cheat code for money PS4 users can input, there are ways to "cheat" the system using the game's internal mechanics. You aren't typing in a code, but you are definitely bypassing the intended grind.
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The Lester Assassination Stock Market Trick
This is the gold standard. Honestly, if you do this right, you don't even need a cheat code. You'll end up with over $2 billion for Franklin, Trevor, and Michael. The trick is to save Lester’s assassination missions (except the first one, which is mandatory) until the very end of the main story.
Once you have the big payout from the final "Union Depository" heist, you’ll have roughly $20 to $30 million per character. Then, you start Lester’s missions. Before you kill the target, you invest every single cent from all three characters into a specific stock. For example, during the Multi-Target Assassination, you dump everything into Debonaire on the LCN exchange. After the hit, the stock price rockets. You sell, then you wait a few days in-game and invest in the rival company (Redwood) while its stock is bottomed out. It’s basically legal insider trading. It's the only way to hit the "money cap" in the game.
Hidden Packages and Infinite Oxygen
If you're early in the game and just need a few grand for a new gun or some car mods, there are "Hidden Packages" underwater. There’s a famous one off the western coast near Paleto Bay. It’s a shipwreck that contains a briefcase with $12,000.
Back in the early PS3/PS4 days, there was a glitch where you could switch characters while underwater and the briefcase would respawn. Rockstar has patched most of these "infinite" loops, but the packages are still there for a one-time grab. It's a bit of a trek, but if you're broke, it's honest work. Sorta.
Actual PS4 Cheats You CAN Use
Since you're likely looking to cause some mayhem anyway, here are the real codes that actually function on the PS4 version. These won't give you cash, but they will give you the tools to take whatever you want.
Invincibility (5 Minutes):
Right, X, Right, Left, Right, R1, Right, Left, X, Triangle
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Max Health and Armor:
Circle, L1, Triangle, R2, X, Square, Circle, Right, Square, L1, L1, L1
Raise Wanted Level:
R1, R1, Circle, R2, Left, Right, Left, Right, Left, Right
Give Weapons and Extra Ammo:
Triangle, R2, Left, L1, X, Right, Triangle, Down, Square, L1, L1, L1
Keep in mind that using these will disable Trophies for your current play session. If you’re a trophy hunter, always save your game before you start messing around with these. Once you turn a cheat on, you're basically in "sandbox mode" until you reload that save.
Exploiting the "Stock Market" Without Lester
You don't always need Lester to make a killing on the LCN or BAWSAQ. You can actually influence the market yourself. If you go to the airport and start blowing up every FlyUS plane you see, their stock price will plummet. Meanwhile, their competitor, AirEmu, will see a slight bump.
It takes forever. Honestly, it’s not the most efficient way to get rich, but it feels like a "cheat" because you're physically manipulating the world's economy with an RPG. There's something satisfying about that. You buy low, cause absolute chaos at the terminal, and then sell when the rival's stock ticks up by a few percentage points.
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The "Director Mode" Workaround
If you just want to play with all the expensive toys without paying for them, use Director Mode. You can access this through the Interaction Menu (hold down the Touchpad).
In Director Mode, you can cast yourself as any character, including your GTA Online avatar. You can turn on "Explosive Bullets," "Super Jump," and "Low Gravity." Most importantly, you can spawn almost any vehicle for free. It isn't "money" in your story mode bank account, but it allows you to experience all the endgame content without the $100 million price tag. It's basically the developers giving you a "creative mode" to mess around in.
Common Misconceptions and Scams
I've seen so many "Money Generators" online. They ask for your PSN ID and tell you to "verify" that you're human by completing a survey.
Stop.
These are 100% scams. There is no external tool that can inject money into a PS4 save file without a jailbroken console, and even then, it's incredibly risky. Rockstar’s servers are constantly checking for anomalies. Even in single-player, the game is more locked down than people realize. If a website looks like it was designed in 2005 and promises you "999,999,999 GTA Dollars," close the tab. You're just going to end up with a compromised email address or a bunch of spam calls about your car's extended warranty.
Actionable Steps for Becoming a Los Santos Billionaire
Since the GTA V cheat code for money PS4 doesn't exist in the way we want it to, here is the exact roadmap you should follow to get the same result:
- Stop doing Lester's Missions: Finish "The Hotel Assassination" (it's required for the story) and then don't touch his "L" icon again until the final credits have rolled.
- Complete the Main Story: Focus on the heists. Choose the "Subtle" or "Obvious" routes based on which payout is higher (usually the "Obvious" route for the Big Score).
- Hire Cheap Talent: For the early heists, hire the gunmen or drivers with the lowest take. They might mess up, but if you're good enough to cover for them, you keep a larger slice of the pie. Their stats will go up for the final heist anyway.
- The Big Payoff: Once you have your $30M per character, open your phone. Go to the LCN website. Follow a guide for the "Lester Assassination Stock Market" to rotate your money through Debonaire, Redwood, Facade, Vapid, and Gold Coast.
- Manual Saves: Always create a manual save before investing. If the market doesn't behave or you miss the "peak" price, you can just reload and try again.
By the time you finish the last assassination, you will have more money than you could ever possibly spend. You can buy the Golf Club ($150,000,000), every cinema, and every luxury car in the game. It’s better than a cheat code because it's permanent and doesn't disable your trophies.
Go get that money. Just do it the way the pros do: by manipulating the system from the inside.