If you’re looking at Ford stock, you’re probably not doing it for the explosive growth. You’re doing it because you want that sweet, reliable check every few months. Honestly, Ford has become one of those "income staples" for people who like seeing cash hit their brokerage account while they sleep. But if you're asking how much does Ford pay in dividends, the answer is a little more "it depends" than you might think.
It isn't just one number.
Basically, Ford has this habit of paying a regular quarterly amount and then, every once in a while, dropping a "supplemental" surprise on you when they have a good year. If you're checking your portfolio today, January 17, 2026, here is the ground truth on what those payments look like right now.
The Magic Number: Ford's Regular Payout
Right now, Ford is paying a regular quarterly dividend of $0.15 per share.
If you own 100 shares, that’s $15 every three months. Simple, right? On an annual basis, that totals **$0.60 per share**. With the stock trading somewhere in the $13 to $14 range lately, you’re looking at a dividend yield of roughly 4.3% to 4.5%.
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That’s a solid yield. It beats the pants off most tech stocks and even stays ahead of a lot of "safe" utility stocks. But you have to look at the history to see why some people get confused. In 2024 and 2025, Ford owners sometimes saw bigger checks. Why? Because of the supplemental.
What’s the Deal With Supplemental Dividends?
Ford has this policy where they aim to return 40% to 50% of their adjusted free cash flow to shareholders. If they have a massive year—maybe Ford Pro (their commercial wing) absolutely crushes it, or they sell off a big stake in another company—they don't usually just hike the permanent dividend. Instead, they cut a one-time check.
In March 2024, they paid an extra $0.18.
In March 2025, they paid an extra $0.15.
So, while the "official" dividend was $0.60, people actually ended up with $0.75 or more per share in their pockets by the end of the year. For 2026, everyone is waiting to see if that March "bonus" happens again.
Is the Dividend Safe? (The Elephant in the Room)
Look, nobody has a crystal ball, but analysts like Daniel Miller and the folks over at Market Chameleon have been watching Ford's cash flow like hawks. Lately, things have been a bit of a rollercoaster.
In late 2025, Ford’s management admitted they were facing some headwinds. Tariffs have been a huge topic of conversation—specifically, a $2 billion hit to their bottom line that they’ve had to scramble to offset. When costs go up, dividends can get shaky.
However, there's a "secret weapon" keeping the dividend alive: The Ford Family. The Ford family still owns a massive chunk of the company through Class B shares. They rely on those dividends for their own income—to the tune of over $50 million a year. Usually, if the family wants their check, the rest of us get ours too. It creates a very strong incentive for CEO Jim Farley to keep that $0.15 quarterly payment untouched, even if they have to trim the "extra" supplemental payments.
How Ford Compares to the Competition
If you're wondering if you should park your money in Ford or look elsewhere, it helps to see how the "Big Three" (or what’s left of them) stack up.
- Ford (F): Roughly 4.4% yield. Very consistent $0.15 quarterly.
- General Motors (GM): Usually has a much lower yield. They focus more on buybacks than big dividends.
- Stellantis (STLA): Higher yield, but much more volatile and prone to massive swings depending on the European market.
Ford is sorta the "Goldilocks" here. It’s high enough to feel meaningful but not so high that it screams "this company is about to go bankrupt."
When Do You Actually Get Paid?
If you want to collect, you can't just buy the stock whenever you want. You have to pay attention to the ex-dividend date.
For the first payment of 2026, the ex-dividend date is expected around February 18, 2026. If you buy the stock on or after that date, you’re too late for that specific cycle. You need to own the shares at least one business day before the ex-date.
The actual money usually hits your account about two weeks later. For this upcoming cycle, mark March 3, 2026, on your calendar as the likely payday.
A Quick Reality Check on the Payout Ratio
One number that makes some investors nervous is the payout ratio, which has hovered around 60% to 85% lately depending on the quarter.
Basically, this tells you how much of their profit they are giving away versus keeping to build new EV factories or design the next Bronco. A ratio of 85% is high. It doesn't leave much room for error. If the economy takes a massive dump or car sales crater, that $0.15 might finally be on the chopping block. But for now, Ford's liquidity—which is sitting at over $40 billion—acts as a massive safety net.
The Verdict for 2026
So, how much does Ford pay in dividends? Right now, plan on $0.15 per quarter.
If you’re a bull, you’re hoping for another $0.15 supplemental in the spring, bringing your total for the year to $0.75. If you’re a bear, you’re worried that the $2 billion tariff hit will finally force them to tighten their belts.
Next Steps for Your Portfolio:
- Check your "cost basis." If you bought Ford at $11, your personal yield is way higher than someone buying today at $14.
- Set up DRIP (Dividend Reinvestment Plan). Since Ford's share price is relatively low, those $0.15 payments can actually buy you meaningful fractions of new shares every quarter, compounding your gains.
- Watch the Q4 earnings call (usually in early February). That is where they will officially announce if the March supplemental dividend is happening or if they are playing it safe this year.
Owning Ford isn't about getting rich quick; it's about the slow, steady drip of cash. Just make sure you're diversified so that if the auto industry hits a pothole, your whole portfolio doesn't go with it.