If you’ve ever spent an hour—or five—spiraling through the I Will Teach You To Be Rich podcast, you know the vibe. Ramit Sethi is the guy who tells you to buy the $5 latte but maybe rethink that massive mortgage you can’t actually afford. He is blunt. He is tactical. And because he spends so much time dissecting the intimate lives of other couples, people naturally get curious about his own. Specifically, people want to know: Does Ramit Sethi have kids?
The short answer, as of early 2026, is no. Ramit and his wife, Cassandra Campa, do not have children.
But "no" is a boring answer. In the world of Ramit Sethi, "no" usually comes with a 45-minute explanation about conscious spending, personal values, and why society tries to guilt you into a "standard" life that might not actually make you happy.
The Sethi Family Dynamic
Ramit married Cassandra Campa in 2018. If you saw their wedding photos (which were featured in the New York Times and Over The Moon), you know it was a huge, beautiful blend of Indian and Mexican cultures. Since then, they’ve been pretty open about how they manage their "Rich Life" together.
They travel. They live in high-end rentals in cities like New York and Los Angeles. They spend money on things they love—like high-quality clothes and convenience—while cutting costs on the stuff they don't care about.
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Most people assume that once you get married and hit your 40s (Ramit was born in 1982), the "kid talk" is settled. But for many fans, the question does Ramit Sethi have kids keeps popping up because he is so incredibly good at coaching parents. He talks to couples every week who are drowning in childcare costs or arguing over $10,000 "baby funds."
Why People Think He Might Have Children
Honestly, it’s probably because he’s a bit of a "dad" to his audience. He gives stern advice, calls out your BS, and genuinely cares if you’re setting yourself up for a disaster.
There’s also a funny bit from his podcast. In one episode (No. 195, for the superfans), a guest joked that her husband was like her "fourth child" because he was so helpless with money. Ramit laughed and mentioned that it’s a bit of a joke in his own family that he has "four kids"—referring to the people he manages or the intense responsibility he feels for his community.
But biological kids? None.
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The "Rich Life" Doesn't Require Kids
One of Ramit’s biggest platforms is that your "Rich Life" is yours. It’s not your parents' version. It’s not what Instagram says. For some people, a Rich Life means a house in the suburbs with four kids and a minivan. For others, it means being child-free and traveling to Italy for a month every summer.
He hasn't explicitly said "I am never having children," but he has championed the idea that you don't have to follow the traditional path to be successful. He and Cassandra seem to be living their version of a Rich Life exactly as they planned it.
What Ramit Teaches Parents About Money
Even though he isn't a father, Ramit is surprisingly practical about the costs of raising a family. If you are searching does Ramit Sethi have kids because you’re looking for his advice on family planning, here is the "Ramit-approved" way to look at it:
- The "Kid Fund" is a Real Thing: He often tells couples to stop being "surprised" by the cost of diapers or preschool. If you want kids, it’s a line item in your Conscious Spending Plan. Simple as that.
- Childcare is a Fixed Cost: He’s talked to couples paying $4,000 a month for childcare. He doesn't judge the cost; he judges the lack of a plan to pay for it.
- Ditch the Guilt: A lot of parents feel guilty spending money on themselves once they have kids. Ramit hates this. He believes you can be a great parent and still buy nice things for yourself, provided the math works.
Public Perception vs. Reality
It’s interesting how we view public figures. We often feel like if someone doesn't have kids, they are "missing" a chapter. But if you watch his Netflix show How to Get Rich, you see him interacting with families of all shapes and sizes. He is empathetic toward the struggle of a single mom or a couple with a child with special needs. He doesn't need to be a parent to understand the math of a family.
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In fact, his "outsider" perspective might be why his advice is so effective. He isn't bogged down by the emotional fog of "but I want my kid to have the best of everything!" He can look at the spreadsheet and say, "Cool, but 'the best' is currently costing you $2,000 more than you earn. Let's fix that."
Living a Rich Life Without a Standard Template
At the end of the day, the fact that we're even asking does Ramit Sethi have kids shows how much we value his perspective on life. We want to see how the "expert" does it.
And how he does it is by design.
He has built a life where he works on what he loves, spends time with his wife, and helps millions of people fix their relationship with money. Whether or not kids enter that picture in the future is up to them. For now, his "children" are his books, his podcast, and the thousands of people who have finally paid off their debt because of his "no-BS" approach.
Your Next Steps for a Rich Family Life
If you’re looking to apply Ramit’s philosophy to your own family (whether you have kids or are planning to), start with these three moves:
- Audit your "Money Dials": If your kids are your priority, make "Family Experiences" or "Childcare Quality" your top spending category and cut ruthlessly elsewhere.
- Run the "Baby Math": Don't guess. Look up the actual cost of a local daycare and plug it into a spreadsheet today, even if you’re two years away from needing it.
- Have the "Rich Life" Conversation: Sit down with your partner and ask, "If we could design our perfect family life without worrying about what our parents think, what would it look actually look like?"
The answer might surprise you. It might involve kids, or it might look a lot like Ramit's life—focused, intentional, and entirely on your own terms.