Real estate is usually a rich person's game. Or at least, that’s the lie we’ve been told for decades by guys in shiny suits on late-night infomercials. Most people think you need a massive credit line or a rich uncle to start buying property. Then you see someone like Deivis—known widely through the brand Una Casa Al Año—and the whole "barrier to entry" argument kinda falls apart.
Deivis isn't just a guy selling a dream. He’s a Venezuelan immigrant who landed in the United States and realized that the American mortgage system, while terrifying to some, is actually a giant ladder. But here’s the thing: he didn't start with a skyscraper. He started with the belief that anyone, even someone working a regular blue-collar job, could realistically acquire one property every single year.
It sounds aggressive. Maybe even a little crazy if you're looking at current interest rates. But the Deivis Una Casa Al Año philosophy isn't about getting rich tomorrow morning; it's about the compounding power of boring, predictable real estate assets.
Why Deivis and Una Casa Al Año actually resonates right now
Let’s be honest. Most financial advice is garbage. You’re told to save 10% of your paycheck and hope the stock market doesn't tank when you’re 64. Deivis took a different route. He looked at the Hispanic community in the U.S.—a group that often works incredibly hard but stays trapped in the rental cycle—and started teaching the mechanics of the FHA loan, the BRRRR method (Buy, Rehab, Rent, Refinance, Repeat), and creative financing.
The core idea of Deivis Una Casa Al Año is built on the "Owner-Occupied" strategy. Most people don't realize you can buy a multi-family home, live in one unit, and let the neighbors pay your mortgage. It’s called house hacking. Deivis didn't invent it, but he packaged it in a way that feels accessible to people who don't have an MBA. He speaks the language of the hustler.
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He often talks about his own journey. Imagine arriving in a new country with nothing. No credit score. No English. No network. If he could navigate the bureaucracy of Title Companies and Escrow agents, why can't you? That’s the hook. It’s personal.
The math behind the "One House a Year" mantra
Math doesn't lie, even if the housing market is volatile. If you buy a property today for $300,000 with a low down payment, and it appreciates at a modest 4% annually, you aren't just gaining 4% on your cash. You're gaining 4% on the bank's $300,000. That’s leverage.
By the time you get to house number five, your equity isn't just a little nest egg. It’s a fortress. Deivis emphasizes that the first house is the hardest. It’s the one where you eat ramen and fix the toilets yourself. By house three, you've usually figured out how to use the equity from house one to fund the down payment for house four. It’s a snowball. A slow, heavy, unstoppable snowball.
The "Una Casa Al Año" blueprint: What most people get wrong
People think this is about flipping houses like you see on HGTV. It isn't. Flipping is a job. If you stop flipping, you stop getting paid. What Deivis teaches is closer to "wealth architecture."
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- Credit is a tool, not a trap. In many Latin American cultures, debt is seen as a sin. Deivis flips this on its head. He shows how "Good Debt" (mortgages on cash-flowing assets) is the only way to outpace inflation.
- The 3.5% Rule. Most people think they need 20% down. They don't. Using FHA loans allows entry for a fraction of that.
- The sweat equity factor. You have to be willing to buy the ugly house. The one with the purple carpet and the smell of old cigarettes. That’s where the money is hidden.
The reality? Most people fail because they over-analyze. They wait for the "perfect" market. Deivis's whole vibe is about movement. You buy the house. You fix the house. You move in. You wait 365 days. You do it again.
Why the Hispanic community is his primary audience
There’s a cultural nuance here that’s super important. For many immigrants, the "American Dream" has become a bit of a meme. It feels out of reach. Deivis uses his platform to bridge the gap between traditional Hispanic hard work and modern American financial systems. He’s basically a translator for the tax code and the mortgage industry.
He doesn't use corporate jargon. He uses "real talk." When you watch his content, it feels like a cousin explaining how to fix a car, except the car is a three-bedroom duplex in Florida or Texas.
Debunking the "Market is Too High" excuse
I hear this every day. "I'll wait until the crash." Well, people have been waiting for a crash since 2012. If you waited, you missed out on the greatest wealth-building decade in history. Deivis Una Casa Al Año isn't about timing the market; it's about time in the market.
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Even if prices drop 10% next year, if you’re holding that property for 20 years, it doesn't matter. The tenant is still paying the mortgage. The tax benefits (depreciation, interest write-offs) are still hitting your bank account. Deivis pushes the idea that the "cost of waiting" is usually higher than the "cost of overpaying" by a few thousand dollars.
Is it actually sustainable?
Let’s be real. Buying a house every year is exhausting. It means moving. A lot. It means living in construction zones. It means dealing with contractors who don't show up. Deivis doesn't sugarcoat the grind. He acknowledges that this lifestyle isn't for everyone. But for those willing to sacrifice five years of comfort for fifty years of freedom? It’s a proven path.
The limitations are real, though. You can only have so many FHA loans. Eventually, you have to transition to conventional financing or commercial loans. You need to understand DTI (Debt-to-Income) ratios. This is where Deivis's mentorship and community come in—helping people navigate the "ceiling" once they hit their fourth or fifth property.
Actionable steps to start your own "Una Casa Al Año" journey
If you’re sitting there wondering how to actually execute this, it’s not about browsing Zillow for hours. It’s about preparation. You can't run a marathon if you don't have shoes.
- Fix your credit immediately. Not tomorrow. Now. You need a score that makes banks want to give you money. Pay down the credit cards and stop buying things on "Buy Now, Pay Later" schemes.
- Document everything. The IRS and the bank love paperwork. If you’re self-employed, you need two years of clean tax returns showing actual income. Don't write everything off to zero if you want a mortgage.
- Find a "Real Estate Friendly" agent. Not your aunt who sells one house a year. You need someone who understands investment math and knows what a "deal" looks like.
- The 1-Year Rule. Commit to living in the property for at least 12 months. This allows you to qualify for primary residence interest rates, which are significantly lower than investor rates.
- Audit your circle. If your friends are spending their weekends at the mall, you’re probably going to do the same. Find a community—like the one Deivis built—where people are talking about interest rates and renovation costs.
The most important thing? Stop waiting for a sign. The sign is the fact that you’re still paying someone else’s mortgage every month. Every rent check you write is a 0% return on investment. Turning that into a property deed is the first step toward the Deivis Una Casa Al Año lifestyle. It's not easy, but honestly, staying broke is harder.
Next Steps for Future Owners:
- Calculate your current Debt-to-Income ratio to see how much a bank will actually lend you.
- Research "House Hacking" specifically for multi-family units (2-4 units) in your specific zip code.
- Begin saving for a 3.5% down payment by automating a transfer from every single paycheck into a dedicated "House Fund."