If you’ve been keeping up with the "Bongos" rapper lately, you know things are... complicated. It’s early 2026, and the internet is still spiraling over one big question: Who is the actual Cardi B spouse right now?
The short answer? Legally, it’s still Offset. But if you ask her heart (or her Instagram stories), the answer is a lot more colorful.
Basically, Cardi is living in a strange legal limbo. She’s been dating NFL star Stefon Diggs for over a year, and they just welcomed a baby boy together in November 2025. Yet, on paper, she’s still Mrs. Kiari Cephus. It’s the kind of mess that makes a soap opera look like a documentary.
The Divorce That Just Won’t Quit
Cardi B filed for divorce from Offset in July 2024. This wasn't the first time—she did the same back in 2020 before they reconciled—but this time felt final. She was pregnant with their third child, Blossom, at the time of the filing.
So, why are they still married nearly two years later?
Money. It’s always money, isn’t it? Honestly, Cardi hasn't been shy about the "tea." During an X Spaces session in late 2025, she straight-up told fans she was being "held hostage" by financial disputes.
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- The Tax Drama: Offset reportedly had some massive seven-figure tax liens. In fact, he just paid off a $1.57 million IRS bill in December 2025.
- The Assets: There’s been talk of property disputes and Offset allegedly asking for spousal support—a move that definitely raised eyebrows given Cardi's "Money Move" status.
- The Legal Standstill: Until the Georgia courts sign off on how to split the mansions and the millions, the Cardi B spouse label remains with Offset.
Enter Stefon Diggs: The New Chapter
While the lawyers are duking it out, Cardi has moved on. You've probably seen her at New England Patriots games looking like a high-fashion WAG. She and Stefon Diggs went public in early 2025, and by late 2025, they were celebrating the birth of their first child together.
It hasn't been all roses, though.
Just this week, January 2026, rumors hit the fan that things were rocky between Cardi and Stefon. Why? Because of Offset. Rumor has it (via some messy podcast leaks from Celina Powell) that there was drama at the hospital when Cardi gave birth to her fourth child. Allegedly, because she’s still legally married, the birth certificate paperwork caused a major blow-up.
It’s messy. Really messy.
A Growing Family in Two Different Worlds
To understand the Cardi B spouse situation, you have to look at the kids. That’s the glue—and sometimes the source of the friction.
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Currently, Cardi is a mom of four:
- Kulture Kiari (7): The eldest, who is basically a mini-Cardi.
- Wave Set (4): The middle son with Offset.
- Blossom Belle (1): Born in September 2024, right in the heat of the divorce filing.
- The New Baby Boy (born Nov 2025): Her first child with Stefon Diggs.
Cardi has been vocal about being the "only provider" at times, which sparked a lot of back-and-forth between her and Offset on social media. Despite the "he said, she said," they seem to manage a tense co-parenting relationship for the sake of the older three.
What Fans Get Wrong About the Split
People love to say she’ll go back to him. They’ve done it before, right? But 2026 feels different.
The infidelity rumors that plagued their marriage for years—which Offset eventually admitted to on podcasts like Call Her Daddy—seem to have finally broken the bond. Cardi has mentioned feeling "lonely" even when they were together. She’s choosing herself now, even if that means her legal status hasn’t caught up to her reality yet.
Offset has been trying to clear his name (and his debts), but the threats he allegedly lobbed toward Stefon Diggs recently suggest there’s still a lot of "bad blood" there.
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The Financial "Money Moves" to Watch
If you're following this for the business side of things, keep an eye on those Georgia court filings. The reason the Cardi B spouse title hasn't shifted is likely tied to a prenuptial agreement—or a lack of a clear one for their later-acquired assets.
Cardi is fighting to keep her properties. She’s fighting to ensure her children’s futures are secure. And she’s definitely fighting to not pay someone else’s 2022 tax bills.
What This Means for You
If you're looking for lessons in this celebrity whirlwind, it’s all about protection.
- Get the paperwork right: Even if you're "done," the law doesn't care until the ink is dry.
- Separate the heart from the wallet: Cardi is dating who she wants, but she’s not letting go of her coins.
- Ignore the noise: She’s been "dragged" by fans for having a baby with a new man while married, but her response? "I'm going forward now."
The saga of the Cardi B spouse isn't over. Not until a judge says it is. For now, we wait for the final decree and the next Patriots game.
Next Steps for Staying Informed:
To keep track of the finalization of the divorce, monitor the Georgia Superior Court filings for Fulton County, as this is where the primary asset disputes are being settled. Additionally, watch for Cardi B’s upcoming tour announcements in 2026, as she has hinted that her "new life" includes a massive return to the stage once the legal weight is lifted.