You've probably seen the headlines swirling around social media or heard a neighbor mention a "new government payout." It happens every few months. People start asking: are we getting stimulus checks in June?
The short answer is no—at least not in the way you’re thinking.
There is no federal "fourth stimulus check" coming from the IRS this month. The days of those massive COVID-era relief payments are, honestly, long gone. However, there is a lot of noise right now about "Tariff Dividends" and state-level rebates that are confusing everyone. If you're expecting a $2,000 check to just land in your bank account by June 30th, you’re likely going to be disappointed. But that doesn't mean there isn't money moving through the system.
The $2,000 "Tariff Dividend" Rumor
A huge source of the current confusion stems from President Trump’s proposal for a $2,000 rebate funded by tariff revenue.
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Basically, the administration has talked about a plan to take money collected from import taxes and give it back to "working families." Treasury Secretary Scott Bessent even mentioned "mid-2026" as a potential target date for these checks.
Here is the catch. It’s not law.
Congress hasn't approved it. Many fiscal conservatives in the GOP, like Senator Ron Johnson and House Budget Committee Chairman Jodey Arrington, have already pushed back. They want that money to pay down the $38 trillion national debt instead. Even if the "One Big, Beautiful Bill" (OBBB) made some waves earlier this year, these specific dividend checks are currently just a proposal sitting on a desk.
Why You Might See a "Stimulus" Anyway
While the federal government isn't sending out universal checks, June is a big month for other types of payments. This is where the "are we getting stimulus checks in June" question gets tricky.
If you filed your taxes late or had a complicated return, your 2025 tax refund might arrive in June. Because of the OBBB Act, many people are seeing much larger refunds this year. The Tax Foundation estimates that tax cuts for 2025 totaled about $144 billion.
We are talking about:
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- A $6,000 extra deduction for seniors.
- New deductions for car loan interest.
- Zero taxes on tips and overtime (up to certain limits).
When these kick in, your "refund" looks a lot like a stimulus check. If you're a waiter who cleared $15,000 in tips last year, your tax liability just dropped significantly. That extra cash in your June direct deposit isn't a "stimulus," but it feels like one.
State-Level Payouts to Watch
Forget Washington for a second. The real action is happening at the state level. Several states are actually sending out money this summer.
Oregon is a prime example. The state’s "Kicker" credit is returning over $1.4 billion to taxpayers because revenue exceeded projections. If you filed your Oregon return, that money is coming back as a credit or a check.
New York residents are still dealing with "Inflation Relief" payments and STAR property tax credits. Depending on when you filed and your eligibility, June is a common window for these to process.
Colorado has its TABOR refunds. While they are projected to be smaller this year—maybe only $41 to $137—they are still direct payments from the government.
The Scam Factor
Listen, because people are constantly searching for "are we getting stimulus checks in June," scammers are having a field day.
If you get a text message with a link to "claim your $2,000 June payment," delete it. The IRS does not text you. They don't DM you on Instagram. Any legitimate federal payment would come automatically based on your 2024 or 2025 tax filings.
The IRS is actually phasing out paper checks entirely due to the "Modernizing Payments" executive order. If you haven't set up direct deposit yet, your money is going to take forever to reach you, or you'll be forced to use a government-issued debit card.
Real Talk on the Economy
The math for a new federal stimulus just doesn't work right now.
Economists like John Ricco from the Budget Lab at Yale have pointed out that a $2,000 check for everyone would cost roughly $600 billion. The tariffs are only expected to bring in maybe $200 billion to $300 billion. There’s a massive gap there.
Unless the Supreme Court rules definitively on the legality of these tariffs and Congress finds a way to bridge that funding gap, a nationwide June stimulus is a fantasy.
What You Should Actually Do
Instead of waiting for a check that isn't coming, focus on the money you can control.
First, check your IRS Individual Online Account. This is the only place to see if you have an outstanding refund or if the government actually owes you money from the OBBB provisions.
Second, if you have kids born after January 1, 2025, look into the Trump Accounts. The government is offering a $1,000 pilot contribution for eligible children's accounts starting July 4, 2026, but the preparation for those starts now.
Finally, if you're in a state like Oregon, Colorado, or Georgia, check your state Department of Revenue website. Many of these "stimulus" payments are actually just surplus tax distributions that require you to have filed a 2024 or 2025 return to qualify.
The reality of are we getting stimulus checks in June is that the "stimulus" is now hidden in tax code changes and state surpluses rather than a single, headline-grabbing federal check.
Check your state’s specific tax rebate status on their official .gov portal to see if you have an unclaimed "kicker" or "inflation relief" payment waiting for you. Ensure your direct deposit information is updated on the IRS "My Account" tool to avoid the delays associated with the new paper-check phase-out.