Checking the AIG stock price today—Sunday, January 18, 2026—is a bit like looking at a frozen scoreboard. The markets are closed. But honestly, Friday’s closing bell left plenty of meat on the bone for investors to chew over. American International Group Inc. (AIG) wrapped up the week at $72.93. It wasn't exactly a victory lap. The stock dipped 1.49% on Friday, losing about $1.10 in value as trading volume hit 5.7 million shares.
You’ve probably noticed the vibe around AIG lately feels a little... tense?
The stock has been bumping up against its 52-week low of $71.74, which is a far cry from the $88.07 peak we saw back in April of last year. If you're holding these shares, seeing them hover just a dollar and change above the year-to-date bottom is enough to make you reach for the extra-strength Tylenol. But markets aren't always rational. Sometimes, they're just impatient.
The Peter Zaffino Factor and the Mid-2026 Shakeup
Why the sudden jitters? Most of the recent "selling pressure" seems to stem from a massive announcement that caught folks off guard. Peter Zaffino, the guy largely credited with dragging AIG out of the mud over the last five years, is stepping down as CEO.
By mid-2026, he’s moving into an Executive Chair role.
The market hates uncertainty. Even though AIG has already named Eric Andersen (a veteran insurance exec) as the President and CEO-elect, the transition news sent the stock tumbling nearly 8% in a single week earlier this month. Investors are basically asking: "If the guy who fixed the ship is leaving the helm, who’s making sure we don't hit an iceberg?"
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Honestly, the transition looks orderly on paper. Andersen starts as President on February 16, 2025. It’s a long handoff. But in the world of high-stakes insurance, a year feels like ten.
What the AIG Stock Price Today Tells Us About Value
If you look past the leadership drama, AIG is actually a much leaner beast than it used to be. For decades, it was this bloated, terrifying "too big to fail" monster. Not anymore. They’ve basically finished their "deconsolidation" of Corebridge Financial (their life and retirement arm).
They sold a huge chunk (20%) to Nippon Life for $3.8 billion late last year.
Today, AIG is primarily a General Insurance company. This is a big deal. By stripping away the life insurance complexity, they’ve simplified their balance sheet.
The Numbers You Need to Know:
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- P/E Ratio: Currently sitting around 13.2. Compared to some competitors, that’s actually pretty cheap.
- Dividend Yield: About 2.47%. They’re paying out $0.45 per share quarterly. It’s not a "get rich quick" yield, but it’s steady.
- EPS (Earnings Per Share): Trailing twelve months is roughly $5.52.
Wall Street analysts are currently split, which is why the AIG stock price today feels so stagnant. Out of 62 analysts tracked by Markets Insider, 27 say "Buy," but 34 are sitting on the fence with a "Hold." The median price target is $86.15. If that target holds true, we’re looking at an upside of nearly 18% from current levels.
The Bear Case: Why People are Selling
It’s not all sunshine and rainbows. BofA Securities recently lowered their price target for AIG, and they weren’t quiet about why. They’re worried about the combined ratio. In insurance speak, that’s basically how much you’re paying out in claims versus what you’re taking in.
Wildfires have been a nightmare for the P&C (Property and Casualty) sector lately.
Then there’s the debt. AIG still has about $21.1 billion in long-term debt. When you compare that to their cash on hand—which was recently reported at $1.6 billion—it makes some conservative investors a bit sweaty. They need the February 10th earnings call to go perfectly.
February 10, 2026: The Next Big Catalyst
Mark your calendar. AIG will report its fourth-quarter and full-year 2025 results on Tuesday, February 10, 2026, after the market closes.
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This is the big one. This report will be the first real look at how the company is performing without the safety net of Corebridge’s full earnings. If they beat the consensus estimate of $1.90 EPS for the quarter, the stock could finally snap out of its funk and move toward that $80 mark. If they miss? We might see a new 52-week low.
Analyst Ratings Breakdown
- HSBC: Lowered target to $86.00 (January 17).
- Wells Fargo: Sitting at a $74.00 target, which is basically where we are now.
- Piper Sandler: Still bullish with an $87.00 target.
- Mizuho: Trimmed their target to $83.00 recently.
Actionable Insights for Investors
If you’re looking at the AIG stock price today and wondering whether to jump in or bail out, here is the "no-fluff" reality of the situation.
- Watch the $71.74 Level: This is the line in the sand. If the stock breaks below its 52-week low, it could trigger a wave of technical selling. If it holds, it might be a "double bottom" signal for a reversal.
- Focus on Underwriting: During the February 11th conference call, listen for how they talk about Lexington Insurance. This is their "Excess and Surplus" (E&S) unit. It’s been a powerhouse for them. If Lexington is growing, AIG is growing.
- The Buyback Story: AIG has been aggressively buying back its own shares. This reduces the total supply and can artificially boost the stock price. They still have billions authorized for repurchases.
- Mind the Transition: Don't ignore the CEO change. Eric Andersen is a solid choice, but the "Zaffino Premium" is definitely fading from the stock price right now.
AIG isn't the flashy AI-driven tech stock everyone is talking about at dinner parties. It’s a 100-year-old insurance company trying to prove it can be efficient in a world of rising climate risks and shifting leadership. At $72.93, you're buying it at a significant discount to its book value. Whether that's a "value trap" or a "generational steal" depends entirely on how well they manage their claims over the next six months.
Monitor the 10-year Treasury yield. Insurance companies usually benefit from higher rates because they can earn more on the "float"—the money they hold between receiving premiums and paying claims. If rates stay "higher for longer," AIG has a built-in tailwind that most people aren't pricing in yet.